On the Blog
Free Evaluation

Your own Personal Bankruptcy
Evaluation... In 5 Easy Steps!

Our Free Evaluation Tool
Free eBook

Download the Essential Guide for
Anyone Considering Bankruptcy.

Get our Free eBook

Non-dischargeable Debts In Bankruptcy

By Christopher Lee February 14, 2013 | Posted in

There are some debts that do not qualify for a bankruptcy discharge. Does this mean they can’t be managed? The answer is, not necessarily. There are some ways to handle debts that cannot be discharged in bankruptcy.

Difficult Debts

Student loans, some tax debts, and domestic support obligations are all common examples of debt that do not meet the eligibility criteria for bankruptcy. However, this a generalized statement and there are exceptions to every rule.

The rules for discharging a debt are complicated. For instance, tax debts can be discharged in bankruptcy if the debt meets a very specific rule of requirements. Student loan debts are also denied in most cases, but can be accepted under strict circumstances. In other words, the rules for what qualifies for a debt discharge are highly specific to every person’s financial situation and, ultimately, the discretion of the court.

If a debt is still considered non-dischargeable, it doesn’t  mean that there isn’t any benefit from the bankruptcy process. Even if a debt is not going to be resolved in the bankruptcy process, you can still find protection from creditors, collections and unpleasant consequences like wage garnishment in the bankruptcy process. Bankruptcy can also put a stop to liquidation, repossession, and prevent penalty fees from accruing. Further, resolving other sources of debt in bankruptcy can free up income to be allocated to your non-dischargeable debts after your case is complete.


Which of the following has happened to you RECENTLY?(select all that apply)

  • Creditor Harassment
  • Disability or Illness
  • Divorce
  • Foreclosure
  • Lawsuits of Judgments
  • License Suspension
  • Loss of Income
  • Loss of Job
  • Repossession
  • None of the above
  • Other

 Est. Total Debt


What to do now? : Simply add up ALL of your total debt from the items on the left( estimated is fine) and enter the total in this box. Then click NEXT.


Share This Page email share facebook share linkedin share google plus share twitter share

Comments are closed here.

Most Recent Blog Post
Blog Menu
Site Menu


Everybody I have encountered and meet with at Lee Law Firm has been positive and encouraging. And that is exactly what I needed because nobody looks forward to going through bankruptcy. The staff was honest about my situation and put my mind at ease about the process, and for the first time in months I was able to relax and focus…

on getting out of my financial situation with hope of starting over. I would recommend Lee Law firm of friends and family because I feel like they have my best interest at heart.

-- Brad H  

We help good people through bad times

Dallas Office

5910 North Central
Expressway Ste 1448
Dallas, Texas 75206
Phone: (214) 234-8080
Hours: Mon-Sat
8:30am - 6:30pm

Fort Worth Office

4150 International Plaza
Suite. 102
Fort Worth, Texas 76109
Phone: (817) 616-1606
Hours: Mon-Sat
8:30am - 6:30pm

Hurst Office

Principal Office
8701 Bedford Euless Rd.
Suite. 510
Hurst, Texas 76053
Phone: (817) 616-1150
Hours: Mon-Sat
8:30am - 6:30pm

Wichita Falls

2700 Midwestern Parkway
Suite A
Wichita Falls, TX 76308
Phone: (940) 202-1555
Hours: Mon-Sat
8:30am - 6:30pm