Many prospective clients ask us if they should notify their creditors that they are intending to file bankruptcy. Additionally, at what point in the process should they notify their creditors that they are intending to file bankruptcy. Depending upon the jurisdiction in which the case is filed, a person must first file: an Intent to  … Read more

Creditor lawsuits can be a catalyst for considering bankruptcy. Many of our clients fear potential wage garnishments, bank levies, and property liens that result from a creditor lawsuit and judgment. Some of our clients seem to be caught by surprise when they receive a notice of wage garnishment or bank levy as they don’t recall  … Read more

When you have financial problems, a loan can be a solution. Whether due to existing issues or those brought about by quarantine, which forced commerce in almost every city in the country to close its doors, causing enormous losses, and taking even the most experienced businessmen by surprise and many employees losing their job unexpectedly.  … Read more

When filing bankruptcy, you may wonder what will happen to your debt. Unsecured debt, like credit cards, loans, or medical debt will be eliminated, but secured loans must be handled a little differently. Most secured loans are on a home mortgage or car loan. The lender will hold the property as collateral until you have  … Read more

Millions of Texans take out payday loans per year. Consequently, countless individuals become unintentionally trapped in an endless payday loan cycle. Payday loans can be especially difficult to escape for the numerous individuals who live paycheck-to-paycheck. If you ever wondered how to get out of a payday loan, there are additional figures along with suggestions  … Read more

When you find yourself paying several lenders, and it seems like your whole check is being sent out, you might consider a debt consolidation loan or filing bankruptcy. Consolidation loans are usually secured by the equity in your home or other assets. Since the loan is secured, the interest rates may be better, and a longer  … Read more

Automobile loans are one of the most common types of loans in the country and for good reason. Most individuals need reliable transportation in order to make a living. One of the major concerns of individuals who file Chapter 7 bankruptcy, is the question of if they will be able to obtain a car loan  … Read more

We’re all familiar with the term personal loans. They fall into the category of consumer debt and are used for a myriad of applications including household repairs, to pay for educational or medical expenses, or to fund a small business. Also known as signature loans, personal loans are largely based on your credit history and  … Read more

While everyone likes to believe that it can never happen to them, the truth of the matter is that financial disaster can and does happen to people from all walks of life and can strike at any time. A sudden illness or an unexpected job loss can prove devastating to just about anyone even those  … Read more

If you are in need of a vehicle to take you to and from work there are some considerations you should make. One of those considerations is about your financial state. Do you make enough money to cover the payment each month? Are you experiencing financial hardship? What about bankruptcy, are you considering filing or  … Read more