Millions of Texans take out payday loans per year. Consequently, countless individuals become unintentionally trapped in an endless payday loan cycle. Payday loans can be especially difficult to escape for the numerous individuals who live paycheck-to-paycheck. If you ever wondered how to get out of a payday loan, there are additional figures along with suggestions  … Read more

When you find yourself paying several lenders, and it seems like your whole check is being sent out, you might consider a debt consolidation loan or filing bankruptcy. Consolidation loans are usually secured by the equity in your home or other assets. Since the loan is secured, the interest rates may be better, and a longer  … Read more

Automobile loans are one of the most common types of loans in the country and for good reason. Most individuals need reliable transportation in order to make a living. One of the major concerns of individuals who file Chapter 7 bankruptcy, is the question of if they will be able to obtain a car loan  … Read more

We’re all familiar with the term personal loans. They fall into the category of consumer debt and are used for a myriad of applications including household repairs, to pay for educational or medical expenses, or to fund a small business. Also known as signature loans, personal loans are largely based on your credit history and  … Read more

While everyone likes to believe that it can never happen to them, the truth of the matter is that financial disaster can and does happen to people from all walks of life and can strike at any time. A sudden illness or an unexpected job loss can prove devastating to just about anyone even those  … Read more

If you are in need of a vehicle to take you to and from work there are some considerations you should make. One of those considerations is about your financial state. Do you make enough money to cover the payment each month? Are you experiencing financial hardship? What about bankruptcy, are you considering filing or  … Read more

Anyone who has ever been stuck in a tight financial situation that threatens the ability to make ends meet knows the panic that can set in. Many people are tempted into decisions like taking out a payday loan because of this level of panic. The problem is they, more often than not, end up worse  … Read more

If you are suffering a financial hardship and worried about making ends meet the appeal of quick and easy cash can be tempting. The payday loan process seems simple enough, get money and repay it back with a little interest. What could go wrong? Slippery Slope When you get a payday loan you receive money  … Read more

By now you probably know that payday  loans do more harm than good. Sure you can get fast cash with no credit check, but what you will pay in interest fees can be ten times the amount you borrowed.  More trouble creeps in if you miss a payment or are unable to pay, sending you  … Read more

Unpaid student loans, home loans, car loans, and any other type of loan are some of the top reasons people seek bankruptcy. By staying up to date with your loan payments, not only are you improving your financial health and credit score, but you’re saving money as well. Remember, the faster you pay off your  … Read more