Whether you just completed a Dallas bankruptcy or are one of millions just looking for a way to save more and spend smarter, you could use a quick lesson in finance. For most of us, we are so busy with our everyday lives we forget to prioritize our financial profile. Here are a few tips for better money saving and smarter spending:
Make your own — from that cup of coffee in the morning to soaps and detergents, making your own everyday items can save you hundreds a month. Simply eliminating that morning trip to Starbucks can save you nearly $100 a month!
Make it count — every dollar you earn shouldn’t go towards bills or your savings, invest some. Find a financial advisor who can help you find lucrative stocks or funds to help your dollar double or triple. Stay away from big risky stocks, and find reliably growing places to invest your money.
Make saving effortless — most banks now offer automatic transfers between your accounts. You can set up an amount to be transferred from your checking to your savings each month, or how ever often you like. This takes the effort out of your hands and you can simply watch your savings account grow.