First time home buyers are a vital part of the housing market in the United States, and according to recent reports, people buying their very first home is at a historic low point. The National Association of Realtor’s 2017 Home Buyers and Sellers Survey reported that first time home buyers has decreased 35% this year;  … Read more

Filing for bankruptcy in Dallas is not always a welcome option. It damages your credit scores and can put your finances on hold for quite some time. If you are the type of person that would rather not file a chapter 7 or 13, here are a few bankruptcy alternatives to consider. Mortgage loan solutions  … Read more

Buying a home is like a dream come true for most people. However, not all of us have sufficient capital to make a property purchase on our own finances and end up taking out a home mortgage for the purpose. Here are a few common mortgage loan problems that most people encounter when trying to  … Read more

For many graduates in the U.S. leaving school with a huge amount of student loan debt, the idea of owning a home is a dream that may not be able to be realized. However, the Federal Housing Administration has recently given some students a bit more hope in that regard. The FHA has recently lowered  … Read more

A very commonly help misconception is that after declaring bankruptcy you will absolutely never qualify for a mortgage ever again; that the banks won’t touch you. If you want a mortgage you will be forced to seek out a predatory lender charging ridiculously high interest rates. This is an absolute falsehood. There are many lenders  … Read more

When an individual runs into financial difficulty and they are at risk of losing their home they may start to begin to consider short sales. Short sales is where the lender such as the bank or private lenders may give them the option to sell their home at a price that is much lower them  … Read more

Many times family members are bequeathed a home from their parents. In some cases there is dissention amongst the benefactors as to what should be done with the home. Then one of the new owners goes into bankruptcy, and all of a sudden this house that they are part owner of is now part of  … Read more

No doubt you are wanting an entirely clean financial start at the conclusion of your bankruptcy. Therefore you are anxious to know what is going to happen to the individual debts that you have. One debt that many have is the homeowner’s association fee. These are ongoing dues and depending on which bankruptcy you are  … Read more

Being in debt is not a pleasant situation to be in. It can result in the debt burden becoming so great that it spirals out of control. People in this situation become desperate and live in constant fear of losing what assets they may have. They are constantly having to deal with the incessant nagging  … Read more

Contrary to popular belief, it is possible to apply for and receive another mortgage after filing for Fort Worth bankruptcy. But it is important to understand the proper way of going about the process. Chapter 7 bankruptcy requires the debtor to completely discharge the debt before applying for a new mortgage. Chapter 13 bankruptcy allows  … Read more