Latest on the Bankruptcy Blog

Many people seeking debt relief wonder whether to pursue Chapter 13 or  Chapter 7. One of the biggest differences between Chapter 7 and Chapter 13 cases is  a debt elimination or debt repayment. In a Chapter 13 debt repayment plan, your debts will be satisfied to creditors through a series of affordable monthly payments. A  … Read more

Most people ignore their finances until a problem arises.  While some may experience financial hardship that builds up over time, some simply fall into hard times unexpectedly. Although how you end up in debt is not important, one thing that is important is finding a solution quickly. If you are seeking debt relief help or  … Read more

The bankruptcy process is designed to be a protection for consumers. However, due to the complex, legal nature of the process there are some strict rules and requirements to note for anyone considering filing. Many of these restrictions have very little effect on the common consumer, but understanding some of the basics can better protect  … Read more

If you are in need of debt relief, you may be considering the many options available. While there are several options for seeking relief from your debts, they are not all created equal. In fact, the most important step in seeking debt relief is to work with a qualified financial expert. Having an experienced Dallas  … Read more

This New Year is one like none other. For most people, improving their finances is a resolution that is set this time each year. However, this year a record number of Americans are facing higher than ever before credit card balances and problems making ends meet. Fortunately, there are some solutions to wipe out those  … Read more

As the New Year approaches NOW is the time to think about your credit.  There is never a time like the present time to set financial goals and get to work. To do this, you really need to know your credit.  Here are the top four credit score factors that shape the state of your  … Read more

Nearly all Americans have experienced some financial challenges this year. People have lost their jobs, have had to cash out retirement and asset funds to put food on the table, or had to seek government assistance checks. To make matters worse, many more have simply had to rely on credit cards just to make ends  … Read more

This year, a large number of Americans have been confronted by unemployment. As endless individuals are battling with financial crisis, the consequences of unemployment reach beyond the bimonthly paychecks. Take, for instance, those that have gotten monetary help via unemployment compensation. While the money received under the unemployment program may have been necessary to ensure  … Read more

  Shoplifting has spiked dramatically in recent years, especially since the start of the pandemic. This increase in shoplifting could be problematic for personal economies, and has the potential to generate widespread unforeseen consequences.  According to the National Association for Shoplifting Prevention, nationwide crises precipitate spikes in shoplifting. After  9/11, shoplifting increased by 16%. An  … Read more

Many prospective clients ask us if they should notify their creditors that they are intending to file bankruptcy. Additionally, at what point in the process should they notify their creditors that they are intending to file bankruptcy. Depending upon the jurisdiction in which the case is filed, a person must first file: an Intent to  … Read more