Graduates in our country frequently leave their universities with a hefty student loan debt that is both overwhelming and highly unaffordable, given their meager entry-level salaries. However, there are a few basic tips with which you can ensure that graduating with student loan debt does not end up being a nightmare for you. Graduating with  … Read more

As per a recent study, there is currently a staggering $1 trillion student loan debt on citizens of America alone. And as more number of people struggle with their monthly repayment, there is a myriad of student loan debt solutions that can help you manage your finances better and more conveniently. Most Effective Student Loan  … Read more

Given the rising costs of higher education in our country, a majority of students avail student loans for financing their tuition-fee. However, since they do not have an adequate financial strategy in place, most of these individuals find the management and repayment of their student loan far more complicated than they initially assessed. To make  … Read more

Although, other unsecured debts such as your personal loans, medical bills, credit card debts and so on are automatically discharged when a Chapter 13 bankruptcy is filed, your student loan (which is also an unsecured debt) is nondischargeable by law. While it is impossible to completely wipe out your student loan in bankruptcy, you can  … Read more

Some individuals may be under the impression that one can discharge student debt in a bankruptcy case, but this is untrue: student loans can’t be discharged in a bankruptcy case. Many wonder what makes this type of debt so much different from credit card or medical debt. With a national student loan debt amount totaling  … Read more

When starting to consider the repayment of their student loans many students look to Google for any way of getting some student loan forgiveness and many actually come across sites and businesses that offer what is usually termed “Obama Student Loan Forgiveness Programs”. Be aware that these sites have absolutely nothing to do with the  … Read more

Unless you have been out of the country for a very significant period of time or have been living in a very remote part of the country you are aware of the growing crisis that the total amount of student loan debt has caused in the U.S. The question that is seldom asked or explained  … Read more

The old saying that the only things in life that are guaranteed are death and taxes needs to be revised for the new reality many are facing in the U.S and that is student loans and the debt they entail. No matter what the circumstances, whether you cannot find a suitable position in the industry  … Read more

While most are aware of the crisis that defaulted student loans are becoming across the U.S, the discussion seldom incorporates methods from other countries in how to deal with this rapidly growing problem. Why are other developed countries not experiencing the same issues we are here in the U.S when they have similar debt levels  … Read more

In a stunning continuation of last year’s high profile attempt by bankruptcy trustees to have a portion of a parents contribution to tuition fees returned to the parents own creditors after they have been forced to file for bankruptcy protection,  A recent report has shown that colleges and universities have returned at least $276K and  … Read more