When Your Tax Refund Gets Seized For Student Loans

: Chris Lee Law Firm

  Filed under: Student Loans, Taxes

student, loan, debt, relief, attorney, lawyer, bankruptcy,While a lot of people don’t look forward to tax filing time, many students do in the hopes that they’re going to get a nice sized tax return. It can be a great disappointment if their tax refund is seized because their student loans are in default. This can happen if there has been no payment on the loan for 270 days or if no arrangements have been made in regards to making payments on the loan.

This should come as no surprise to most students as they should have received a notice from the loan holder that the loan is being submitted for a tax offset. This should be done in sufficient amount of time that gives the student the opportunity to appeal this. An experienced student loan debt relief attorney can help you determine if your state’s guidelines have been met.

Most often the notice will be sent to the address on file of the loan holder and for this reason you want to make sure that your contact information is kept up-to-date with the institution that holds your loan.

If you decide that you are going to appeal then you need to have the proper grounds to do so. It could be that a mistake has been made and your debt has been paid in full or that the loan is not in default. You also want to check to see if you are eligible for a discharge based on a school closing.  It may be that you are not even the holder of the loan and have become a subject of identity theft.

Ideally if you are in default of your student loans you really should talk to a student loan debt relief attorney who can help you determine what your options are to see the best way to tackle your student loan situation.


Contact us today to discuss your student loan debt and how we can help you.

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