Every effort should be made to resume your regular mortgage payments if your Bankruptcy case includes mortgage arrears (payments that are delinquent). If you cannot make these payments, please contact your mortgage company and let them know of the situation. If your mortgage company needs a consent letter from our office to speak with you regarding this matter, please send us a request in writing and we will fax a letter to them. It is best to keep your mortgage company informed during the bankruptcy process. They will be more likely to work with you.