Does filing Bankruptcy destroy my credit?

If you had perfect credit, which very few people do prior to filing, it would affect your credit for a short time. Since most people have substantially damaged their credit prior to fling, in many cases it actually helps to raise your Credit Score and helps you start rebuilding your credit.

>>More Bankruptcy Questions

Do you have a question for our staff?

Your Name (required)	Your Email (required)

Or you can contact us directly, download a free bankruptcy book or take our free online evaluation.

Law Firm Content

Lee Law Home
Bankruptcy Evaluation
Free Bankruptcy Guide
Common Questions
Business Bankruptcy
Chapter 7
Chapter 13
Chapter 13 vs. Chapter 7
Stop Collection Calls
Filing Bankruptcy
Myths
Foreclosures
Repossessions
Life After Bankruptcy
Texas Exemptions
Financial Blog
Bankruptcy Fees
Common Terms
Tax Debt
Medical Debt
Credit and Bankruptcy
Credit Counseling
Aftercare Program
Contact Us Directly
Office Directions
Attorney Profiles
Business Litigation

Testimonials

Everybody I have encountered and meet with at Lee Law Firm has been positive and encouraging. And that is exactly what I needed because nobody looks forward to going through bankruptcy. The staff was honest about my situation and put my mind at ease about the process, and for the first time in months I was able to relax and focus…

on getting out of my financial situation with hope of starting over. I would recommend Lee Law firm of friends and family because I feel like they have my best interest at heart.

-- Brad H

Kimberly and I had our 341 meeting today and it literally lasted perhaps 1.5 to 2 minutes and we were asked only 5 or so questions. We didn’t even have time to sign in before the Trustee said, meeting completed and had to sign in over at the side of the room so he could continue with others. I am personally taking this to mean all our ducks were in a…

row and you are all part of that. I know it’s just your job but there are those who do just their job and those who do their job very well and you all are included in the later. So a big thank you to the entire Christopher Lee law firm and especially to Jon, Heena, Erin and Rachel. I know we aren’t completely finished yet but this milestone seemed to us as one of the biggest after making our initial decision.

I will add that one of the obvious local attorneys at the 341 Meeting was quite interested in a face he didn’t recognize, Heena’s and asked where she was from. Heena told him the firm and stated she worked mostly in the Northern District. When asked why she was here in the Southern District her answer was so matter of fact “for MY clients”. That statement gave us both an even greater sense of peace knowing she looked at us in the manner of “her clients” not her firm’s clients but “my clients”. That in itself speaks volumes about the amount of caring, compassion and respect we have gotten.

Thank you very much.

-- Daniel and Kimberly

When I first got your foreclosure letter my wife and I were very upset and didn’t know where to turn. In addition to your foreclosure letter we got a million other letters in the mail as well. You letter stood out to me and I wanted to take you up on the offer to do a FREE forbearance. I was skeptical because I hear so much about foreclosure scams…

and people being taking advantage of when they are facing this crisis. However, I took a chance and called your office. I spoke with Sherri to schedule the appointment just like it mentioned in the letter. She was so friendly and helpful and set me up an appointment.

I came into the office and everyone answered my questions and prepared the free forbearance offer as promised. I paid nothing for the service and to my great surprise the offer was accepted within two days of my initial appointment. I decided to decline the offer to go forward with the forbearance because in my circumstance a chapter 13 bankruptcy turned out to be a better option based on my financial situation. I felt good about retaining the firm because they earned my trust and did what they said they would do. Thank you so much and I will recommend you to anyone else having the same problem that I had.

-- Donnie H

My appointment today was very good and informative. I really do appreciate the time and effort put to helping me get back onto a new financial path.

-- Fernando H

They ensured that my visit was NOT as scary as I had anticipated. I was VERY nervous as I drove in relentless traffic to arrive at my appointment 15 minutes late. They were not in the least put off by my tardiness. On the contrary, they were most helpful at putting me at ease an answering my incessant questions about bankruptcy…

(this being my first experience with it). They patiently walked me through each question and document, providing answers and helping me fill in areas where the answer was not exactly what the question asked for. The meeting was handled professionally and with the utmost consideration of my current situation. If you have a hall of fame wall, put their pictures on it. If not, get one so these ladies can be recognized.

-- Larry L

A very great experience not knowing what to expect. It wasn’t as bad as we thought it would be. We feel relief now, knowing that we have a true expert staff to help us through our situation.

-- Reginald

Thank you for a FRESH START!!! The thought of bankruptcy did not occur until I asked my heavenly Father for help, instead of trying to fight the battle alone. The battle is not mine, but it belongs to the Lord. He is the source of my strength, and He placed you in my path to see me through.

I cannot extend enough gratitude to you and your staff for a smoothly run process. Thank You, Thank You, Thank You!!!

Merry Christmas to all of you and blessings for a healthy, wealthy, and happy New Year!!!

-- Daneen

Name

Phone

Message