If you’re suffering under credit debt, your primary focus should be paying it off as quickly as possible. If, however, you’re in good credit shape, taking advantage of these credit tips can help you put money back in your pocket. Responsible use of credit has many benefits. If you aren’t taking advantage of these tips, then the time to start is now!
Need-to-Know Credit Tips
Without naming particular cards, here are a few perks to look into. (A quick Internet search can show you which credit cards carry these particular offers!)
- Some credit card companies offer free admission to museums and art galleries to cardholders. A few of these museums have quite pricy admission stickers, too!
- Free airline miles. Of course, this is one of the more popular credit card perks. For those who fly a lot, the benefits that an airline offers – paired with the benefits of your credit card – can really add up!
- Low-Price Guarantee. This is one of the best perks we know of. Several credit card companies will reimburse you up to a certain amount if you find a lower price on an item you purchased on the card. Be cautious though, and don’t let this benefit encourage over-spending!
- Warranty Extension. Another nice one… buy a product with some cards, and they’ll tack on an extra 90 days to the manufacturer’s warranty. Sometimes the card will even extend the warranty by a year!
Take advantage of these credit tips if you’re shopping around for a new card. Or, your card may already have these perks, and you didn’t even know it! Just make sure you don’t take on a lot of credit debt along with all of these benefits!