Debt settlement is an option that many people suffering from high debt have considered at one time or another. The idea of settling one’s debts for a fraction of the total amount is undeniably attractive, after all. However, there are some serious pitfalls to going the debt settlement route, as well, so it is important  … Read more

When looking to work your way out of credit debt there are many aspects to consider, one of which is finding legitimate help. Unfortunately, there are just as many non-reputable companies out there looking to make an easy dollar off of unsuspecting debtors. However, you don’t have to be one of them. Here is what  … Read more

Many of those experiencing overwhelming debt burdens reach a point of desperation. Worried about credit scores, asset liquidation and wage garnishment, many people are scared into making big decisions about their debt. For some, these decisions came without proper investigation; leading them into the office a phony debt relief company. FTC Warnings Just this week,  … Read more

If you are like the majority of Americans, you probably carry an uncomfortable amount of credit debt. While it is the debt collector’s job to obtain payment for your creditor, they are required to adhere to certain rules. Fair Debt Collection Debt collectors are notorious for pushing the boundaries of appropriate debt collection practices. Besides  … Read more

When it comes to dealing with creditors we tend to dodge phone calls rather than make them. If you are considering debt negotiation, you would be better served being the aggressor when it comes to making calls and discussing your account. What Is In A Good Call? When you contact a creditor to discuss your  … Read more

Unemployment continues to be a problem and salaries are stagnant. Income issues contribute to personal finance problems, which are easy to spiral out of control. When it comes to debt there are ways to get out, you just need to know your options. Choose Wisely One of the most underutilized resources for debt relief is  … Read more

Medical debt is becoming a problem for more and more Americans in today’s economy. With health care insurance coverage at its minimum, many people are uninsured or under-insured. When illness or injury strikes, even a minor trip to the emergency room can land you in thousands of dollars of debt. Luckily, medical debt is also  … Read more

When it comes to debt negotiation, things might be fairly straightforward, or the terms and agreements could be so complicated you feel like you were just hit by a legal train!  Everyone’s situation will vary, so there’s no short answer on whether you should handle debt negotiation on your own or call upon the services  … Read more

For many people who are facing debt and financial hardships, anything money-related can seem to be rather demoralizing.  However, it doesn’t have to be like that!  There are opportunities available to you that can help you turn your situation around, and put you back in the driver’s seat. Enter Debt Settlement! Debt settlement is a  … Read more

Dealing with creditors is not something anyone wants to face, especially alone. Since your creditor holds all of the power of approving a debt negotiation or settlement agreement, you are essentially left living on the hope that they will help. Although it isn’t impossible to pursue credit negotiations on your  own, many people find hiring  … Read more