Many homeowners dealing with foreclosure proceedings can hire foreclosure attorneys to help them deal with, and avoid, the process. If you’re fighting the process of foreclosure, is important to know what to look for in a foreclosure attorney. Knowing what to look for in a foreclosure attorney can help you find the right one and get you on the right path to fight your foreclosure and keep your home.
Foreclosure Attorney Basics
When starting the process of seeking a foreclosure attorney, make sure to consult the Department of Housing and Urban Development, or HUD. HUD maintains a website featuring lists of counseling services. These various counselors can help you avoid the need to find an attorney, though sometimes an attorney might still be the right choice for you.
Even before seeking an attorney, make sure all of your paperwork is in order. Knowing the terms of your foreclosure, how it occurred, and any potential way to avoid it, will help any potential attorney figure out as quickly as possible how to solve your problems. A lawyer will look to see where your loans started, the terms of those loans, and might even be able to find potentially unfair terms in the mortgage agreement that will help you in court.
When looking for a lawyer, consider sites like the non-profit Institute for Foreclosure Legal Assistance, a joint project of National Association of Consumer Advocates (or NACA) and the Center for Responsible Lending. These sites can provide trustworthy referrals of potential attorneys to help you through your proceedings.
When meeting with a potential candidate for your foreclosure attorney, treat the meeting like a business meeting. Ask them how they can help you, what advice they might give, and what strategies they might employ in your case. Knowing what you want out of the foreclosure case can help you find the right attorney to get you that solution.