Highest States For HARP 2.0

: Chris Lee Law Firm

  Filed under: Refinancing

The HARP 2.0 refinance program continues to roll out mortgage debt help for homeowners across the country. Just as some states have been affected by the foreclosure crisis harder than others, some of these same states are now being more successful in terms of the number of HARP mortgages they are closing.

Standing Apart

Since the first HARP was launched in 2009, 1.7 million homeowners nationwide have been reached. Despite falling equity levels, many at risk homeowners have been successful in refinancing a mortgage in order to lower their payments and stay on top of their mortgage payments. While the original HARP failed far below the expected 7 million, the revised HARP 2.0 has already surpassed those levels.

Some of the top states for HARP 2.0 success are:

  • California, accounting for 14.5% of all HARP refinances
  • Florida, accounting for 10.3% of all HARP refinances
  • Michigan, accounting for 7.7% of all HARP refinances
  • Illinois, accounting for 6.2% of all HARP refinances
  • Arizona, accounting for 5.8% of all HARP refinances


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