A Forbearance can be better explained at your FREE consultation with Lee Law Firm, but basically we will contact your mortgage company and make an offer to settle any past due payments. We do it free because we know that if you need us in the future you will come back to us as well as refer others to our office. Forbearance is basically where you pay 30% of what you are in arrears on your mortgage and the rest is put on top of your current payments for several months. This does not always work for everyone due to their financial situation. We have other options to save your home and we will go over them when you come in for your FREE consultation.