Will I have to go to Court if I file for bankruptcy?
In most cases you do not ever have to go to Court. But you will have to speak with a Trustee or a paralegal at the Trustee’s office. This is a simple process known as a Meeting of Creditor’s. The funny thing is though, is that your creditor’s rarely show up to this meeting. The Trustee will ask you a few simple questions about your bankruptcy and then you’ll be able to go home.
Also, for a Chapter 13 you will have to do a debt counseling class the same day. This class is very good and very informative. I think you’ll enjoy what the instructors have to say.