There has been a lot of talk that the chapter 7 bankruptcy laws have been tightened up so much that nobody can qualify anymore. This is not true, but in order to avoid delays and many potential problems using a Dallas bankruptcy attorney is the better route to go.
In this process many if not all of your debts can be cancelled. It may end up though, that trustee will sell some of the property that you own to pay off some of the bills. If you have previously been given a bankruptcy discharge as far back as six to eight years, then you may not be eligible to file again. This would be determined on what type of bankruptcy you filed for. Something else that is taken into account is how much income you have and the number of expenses. Your total debt burden will be reviewed.
It could end up that you would need to file under the Chapter 13 bankruptcy provision. Again, this is another reason why you want to use the services of a Bankruptcy Attorney. These are the professionals that know what you will qualify for, and what papers you need to fill out to determine this. Bankruptcy is a serious matter and one that you want to think seriously about. You may want to check out other options to help you with your debt issues. However, if bankruptcy appears to be the best option then you need to proceed with this, so you can get a new start in life.