What Is A “Barebones” Filing?

: Chris Lee Law Firm

  Filed under: Filing Bankruptcy

bankruptcy petitionIf you are considering filing for bankruptcy, chances are you are anxious to get the show on the road. While there are ways to file your case in as little as a few hours, there are some things you need to know about these “barebones” filings.

Take The Time

A “barebones” bankruptcy filing refers to submitting only the minimum amount of information in your bankruptcy petition in order to be assigned a case number and have the automatic stay order issued.  This can be done in as little as 30 minutes. However, these types of submissions should only be used in a true financial emergency, such as halting a lawsuit or final day of a foreclosure.

The reason for taking more time to prepare for your filing is simple: you want to make sure that your case outcome is successful. Filing in a rush could lead to missing or inaccurate information, miscommunication about the state of your financial affairs, or even increase the risk you fail to complete a case requirement. All of these actions could lead to your case being dismissed.

In order to avoid complications with a barebones filing, consult with a Dallas bankruptcy lawyer. Your lawyer can review your financial situation in depth, discuss your options and answer any of your questions, even in a single consult. If you do decide to pursue bankruptcy, your lawyer can guide you through the process as quickly as needed to ensure you are protected along the way.



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