Bankruptcy is an effective tool for protection against wage garnishments and judgment liens. After you file bankruptcy, an automatic stay goes into effect, stopping all collection and legal actions taken against you regarding your debt. Garnishment Creditors are prohibited from garnishing your wages after you file your bankruptcy papers with the court. Government agencies are  … Read more

If you are behind in your debt and your creditors are threatening you with liens or wage garnishments, filing bankruptcy can stop that action from proceeding. The automatic stay begins when you file bankruptcy and prevents your creditors from any collection attempts against you. The automatic stay gives you time to figure out how you  … Read more

If you have gotten behind in your payments and had your wages garnished, or a debtor is threatening you with legal action to attach your wages to repay a debt, you may want to consider filing bankruptcy. As soon as you submit your bankruptcy paperwork with the court, creditors are prohibited from garnishing your wages.  … Read more

If you are behind on a debt, or you owe child support, back taxes or a student loan, a court judgment entered against you mandates that a portion of your wages be garnished from your paycheck. This money will be sent directly to the debtor until it is paid off or other arrangements are made.  … Read more

The vast majority of individuals who file for bankruptcy protection do so because they are so mired in debt that they feel that they have virtually no other way out and fear that their wages will simply be garnished by court order if they fail to pay their creditors anyway, and for the most part  … Read more

A creditor who cannot reach the person responsible for debt owed to create a repayment plan or if the person is delinquent on his account for any other reason, the creditor may be allowed by the courts to directly take repayment from an employer. This is known as wage garnishment. The debtor will never see  … Read more

The student loan lending industry is certainly flawed, but things are going from bad to worse. With an estimated 35% of borrowers in default over their loans, the federal government is easing the regulation of some debt collection practices. Paychecks For Payment While wage garnishment has always been one of the approved debt collection practices  … Read more

If you are facing wage garnishment and considering filing for Texas bankruptcy, you probably want to know what the laws are concerning how much and what types of wages can be garnished. The good news is that Texas has one of the strictest laws on the books regarding what a lender can garnish from your  … Read more

If you have been stuck with an injunction and a garnishment order by a creditor, you are no doubt feeling the burden. Wage garnishment is a tough thing to deal with; even if you know the state of your debts, and you know your creditor is only exercising their legal right to get the money  … Read more

It is common knowledge that the bankruptcy process is a matter of public record. That is, your case becomes public record after filing. However, that doesn’t mean that people will be notified of your bankruptcy case. In most cases, friends, family or your employer don’t have to find out unless you tell them. Protecting Your  … Read more