The vast majority of individuals who file for bankruptcy protection do so because they are so mired in debt that they feel that they have virtually no other way out and fear that their wages will simply be garnished by court order if they fail to pay their creditors anyway, and for the most part  … Read more

A creditor who cannot reach the person responsible for debt owed to create a repayment plan or if the person is delinquent on his account for any other reason, the creditor may be allowed by the courts to directly take repayment from an employer. This is known as wage garnishment. The debtor will never see  … Read more

The student loan lending industry is certainly flawed, but things are going from bad to worse. With an estimated 35% of borrowers in default over their loans, the federal government is easing the regulation of some debt collection practices. Paychecks For Payment While wage garnishment has always been one of the approved debt collection practices  … Read more

If you are facing wage garnishment and considering filing for Texas bankruptcy, you probably want to know what the laws are concerning how much and what types of wages can be garnished. The good news is that Texas has one of the strictest laws on the books regarding what a lender can garnish from your  … Read more

If you have been stuck with an injunction and a garnishment order by a creditor, you are no doubt feeling the burden. Wage garnishment is a tough thing to deal with; even if you know the state of your debts, and you know your creditor is only exercising their legal right to get the money  … Read more

It is common knowledge that the bankruptcy process is a matter of public record. That is, your case becomes public record after filing. However, that doesn’t mean that people will be notified of your bankruptcy case. In most cases, friends, family or your employer don’t have to find out unless you tell them. Protecting Your  … Read more

Having your wages garnished for purposes of satisfying a debt is serious business. While obtaining a garnishment order can be a lengthy court process for the creditor, it is often difficult to resolve once implemented. In fact, chances are you won’t be able to recoup the money lost through garnishment orders. However, you can take  … Read more

If you have ever had your wages garnished you know how tricky the process can be, especially if you are working to stop the efforts. Luckily, there are ways to fight wage garnishment and take back control of your income. The first step is understanding how the process works and the difference in garnishment laws  … Read more

Wage garnishment is an unpleasant process, often because you don’t see it coming. While having your wages garnished is not usually the first line of debt collection, creditors may implement the order without your knowledge. However, there are ways to stop your wages from being garnished. It’s My Money Wage garnishment is a court order  … Read more

Owing money to creditors is not a position anyone wants to be in, especially once collection efforts are initiated. Debt collection can range from a simple phone call to wage garnishment, the latter being a more difficult action to resolve. Luckily, there are limits and rules to wage garnishment that can influence the way a  … Read more