Wage Garnishments and Bankruptcy

: Chris Lee Law Firm

  Filed under: Wage garnishment

wage garnishment

Bankruptcy is an effective tool for protection against wage garnishments and judgment liens. After you file bankruptcy, an automatic stay goes into effect, stopping all collection and legal actions taken against you regarding your debt.


Creditors are prohibited from garnishing your wages after you file your bankruptcy papers with the court. Government agencies are also prohibited from recovering overpayments as long as there is no fraud involved.

If you already have a wage garnishment, filing bankruptcy will stop that process also until the outcome of your case. Legal judgments can also be removed as long as it didn’t create a lien against your property. If there is no lien attached, bankruptcy will wipe away the garnishment and lien as if they never existed.


If the judgment did create a lien against your property, you might ask the bankruptcy court to remove the lien if it affects exempt property. Without the bankruptcy protection, a lien may allow your creditor to seize some of your property.

If your wages are already attached or about to be, contact a Dallas bankruptcy attorney to find out how you can stop that action and keep your paycheck.

Are you a candidate for bankruptcy?
Would you like to find out if bankruptcy is the right option for you? Try our Free Online Bankruptcy Evaluation. 4 easy steps to see if bankruptcy could be the right option for you!
  • Step 1
  • Step 2
  • Step 3
  • Step 4
Please Select Each Box That Applies To You
Creditor Harassment
Loss of Income
Disability or Illness
Current Expenses
Auto Loans
Credit Cards
Medical Bills
Payday Loans
Do you have any additional information you would like to share?
Contact Information