An eviction is the last step before the landlord takes your personal belongings. The landlord needs to follow the correct procedures in order for you to be evicted. There are some ways to stop an eviction. If you know you‘re going to be evicted, you can contact your landlord and try to negotiate to stay  … Read more

As the national state of emergency declaration begins to cease at each state level, many of the protections enacted over the course of the pandemic will suddenly disappear. For many Americans struggling to maintain their mortgage payment or avoid eviction, the harsh reality may soon set in. Eviction and foreclosure moratoriums will be lifted, leaving  … Read more

To save your home in Chapter 13, you must make a plan to pay off your mortgage arrears. You must also pay back the remaining debt on your mortgage. This means that you must understand the amount of money you owe, how your mortgage works, and what your lender wants you to do. If you  … Read more

Do you know you can “use” Chapter 13 bankruptcy to stop foreclosure? If you are planning to file for bankruptcy but are also facing foreclosure, the timing of your bankruptcy can make a world of difference, of course, depending on what you intend to do with your home. It depends on your goals. For some,  … Read more

When a homeowner gets behind in their mortgage payment, the lender may start the foreclosure process. If the mortgage is not paid, the lender will take possession of the collateral used against the loan, in most cases, it’s your home. The foreclosure varies by state, taking anywhere from one to seven months to complete the  … Read more

When you get behind in your mortgage payments, you could lose your home in a process called foreclosure. Foreclosure law can vary by state, depending on where you live the process could take anywhere from one to seven months to complete. If you are close to foreclosure, you might want to consider bankruptcy to save  … Read more

When you fall too far behind in your home payments, the mortgage lender starts a process called foreclosure. If you default on your loan, the lender can take possession of your home and sell it to get back some of the amount due on loan. The foreclosure process can be anywhere from one to seven  … Read more

Losing your home to foreclosure could have many adverse effects on you and your family. Once you have gone through a foreclosure, you may have trouble finding a new place to live or getting a loan in the future when your finances are more favorable to making house payments. Foreclosures can also negatively impact neighborhoods  … Read more

You want to prevent your home from appearing among the Dallas Texas foreclosure homes for sale list but you cannot raise the necessary funds to stop the mortgage company instigating the foreclosure process. Few things can be more stress-inducing than the thought of losing your home. Thankfully, the US Congress foresaw this very event happening  … Read more

If you are one of 9 million homeowners underwater or behind on mortgage payments you are likely grappling with the decision of how to resolve financial hardship and keep your home. Luckily, there are options to help.  Here are a few ways to avoid losing your home to foreclosure: Short sale — one solution for  … Read more