Latest on the Bankruptcy Blog

When considering filing for bankruptcy, it can be confusing to decide which type of bankruptcy filing is best for you. Individual circumstances vary greatly, and consulting the aid of a professional bankruptcy attorney is always the best option. That being said, here are some of the basic differences between Chapter 13 and Chapter 7 bankruptcies.  … Read more

If your mortgage is owned by the mortgage giants Fannie Mae or Freddie Mac, or if the loan is guaranteed through mortgage backed securities through these companies, it’s possible that you will be eligible to refinance through the government’s Home Affordable Refinance Program (HARP). HARP is not a loan modification program, but a refinancing program;  … Read more

Negotiating with creditors can be an intimidating process, but it doesn’t have to be daunting. Knowing your options and exercising the right tools can be a great help in the debt settlement process, and successful credit negotiations may even result in your getting completely debt free without resorting to bankruptcy or other measures. Here are  … Read more

Although it can seem impossible at times to avoid debt or to stay financially ahead, there are many small things you can do to try to make a dent in your debt or put a few more pennies in the savings account. A few simple tips can help you begin the long climb out of  … Read more