In each state, filing for Chapter 13 bankruptcy protection is a slightly different process. This is because bankruptcy is a state issue, not a federal one, and each state is of course a separate government entity with separate rules. In general, the main process is the same, but there are some differences you may want … Read more
If your small business is struggling to make ends meet, you may have considered filing a business Chapter 7 Dallas bankruptcy. Before you make any decisions, though, you should make sure you have all the facts about what happens in a business Chapter 7. A business Chapter 7 is a very different animal than an … Read more
Under the Home Affordable Modification Program (HAMP), many Americans are eligible for a mortgage modification with more favorable terms than many current mortgages. For hundreds of people, this program has helped them to avoid foreclosure, rescuing them from underwater mortgages and enabling them to continue to make regular payments on their home despite financial hardship. … Read more
By now you may be well aware that medical debt is fully dischargeable in Texas bankruptcy, making it a great and powerful tool in the fight against skyrocketing health care costs. But it does have its limitations, and a big one is this: after filing Chapter 7 bankruptcy, you cannot successfully discharge debts again in … Read more