If you have considered filing Chapter 13 Texas bankruptcy, you may wish to familiarize yourself further with the “best effort” requirement. What this requirement means is that your repayment plan under Chapter 13 must represent your “best effort” to make payments to as many unsecured creditors as you can in the order they are established  … Read more

If you are considering filing Chapter 13 Dallas bankruptcy protection, you have likely wondered about what the process will look like. Chapter 13 bankruptcies are tailored to an individual’s personal financial picture, and so the specifics will vary a great deal from case to case. Chapter 13: The Process First, you file your Chapter 13  … Read more

Considering Dallas bankruptcy? Wondering about what it will entail? You may have heard that you will be appointed a bankruptcy trustee to oversee your case. Maybe you wondered what that trustee’s duties are. Wonder no more. Here is a simple rundown of the bankruptcy trustee’s role in your Chapter 13 Dallas bankruptcy Bankruptcy Trustee A  … Read more

For many people facing high amounts of debt, a Chapter 13 bankruptcy repayment plan can be a great option. Chapter 13 Dallas bankruptcy offers many protections and benefits to the debtor, while enabling them to create a repayment plan that is manageable based on their income level and expenses. Many people qualify for Chapter 13,  … Read more

Texas bankruptcy can be a complicated concept to wrap your head around. No matter your financial situation, there is undoubtedly a tangle of circumstances totally unique to your situation that make things complicated. However, there are a few common bankruptcy myths that seem to be more or less universal in discussing Chapter 13 bankruptcy. Here  … Read more

In each state, filing for Chapter 13 bankruptcy protection is a slightly different process. This is because bankruptcy is a state issue, not a federal one, and each state is of course a separate government entity with separate rules. In general, the main process is the same, but there are some differences you may want  … Read more

Chapter 13 bankruptcy is a fairly common form of filing for bankruptcy, but there are a few general guidelines to follow to ensure you are eligible and that everything goes smoothly. If you are considering whether filing Chapter 13 bankruptcy is the right move for you, be sure to retain the services of a qualified  … Read more

Chapter 13 Dallas bankruptcy is a very different animal than Chapter 7. Many filers do not consider that a Chapter 13 filing is actually a repayment commitment of three to five years; only after this commitment is satisfied are the remainder of your debts discharged. Yet Chapter 13 is a great option for many faced  … Read more

Up against the wall, with seemingly nowhere to turn, and with creditors knocking down the door, it can be difficult to know what course of action to take for the betterment of your financial future. Even if you should make the decision to file for bankruptcy, there are a number of other decisions to be  … Read more

The decision to file Chapter 13 Texas bankruptcy can be a complicated one. Advice on the subject can be mixed, making it hard to tell whether Chapter 13 Texas bankruptcy is right for you. Here, we will address a few common bankruptcy myths surrounding the filing process. Bankruptcy Myths: Repayment in Full One common myth  … Read more