Who wouldn’t say “yes” to this question? However, there are instances in which people need help repaying their debts and have not been successful on their own. If you can afford to repay your debts through manageable monthly payments, Chapter 13 bankruptcy can provide many benefits that are  not found when attempting to get out  … Read more

Changes made to the bankruptcy laws in 2005 made it more difficult for some people to qualify for Chapter 7 bankruptcy. For those that do not qualify for debt elimination, they  can absolve their debts through a Chapter 13 repayment plan. There are some key differences in the two types of personal bankruptcy and knowing  … Read more

Filing for Chapter 13 bankruptcy can provide a debtor a chance to repay their debts over time while protecting their assets. Many people who file for bankruptcy protection may not qualify for debt elimination through Chapter 7 bankruptcy, and will be granted a Chapter 13 case instead. However, some people may have their case dismissed  … Read more

When seeking debt relief through Chapter 13 bankruptcy, the debtor intends to repay the debts through a structured payment schedule. However, there are some instances in which a change needs to be made after the bankruptcy petition has been filed.  If the repayment plan cannot be satisfied, there are four general outcomes when ending a  … Read more