Rebuilding credit after Dallas bankruptcy is a daunting task, to be sure. However, there are a few tried and true methods for getting your credit score back to normal after Dallas bankruptcy, many of which you may already have heard about: secured credit cards, co-signers, and the like. Other than these methods, you may find  … Read more

Rebounding from your Chapter 13 bankruptcy can be a trying ordeal. Undoubtedly your credit rating will have taken a ding or two in the bankruptcy process. It is in the nature of filing for bankruptcy, and it is unavoidable. Luckily, Chapter 13 bankruptcy offers some unique advantages that should put you in the driver’s seat  … Read more

One of the biggest reasons individuals hesitate filing for a Dallas bankruptcy is because they’re afraid of how their credit score will be affected. Even if bankruptcy will bring much needed financial relief, many debtors are overly cautious. However, the reality is that if you’re considering bankruptcy, your credit score is likely already being damaged,  … Read more

So you want to repair your credit score after your Texas bankruptcy but don’t know where to begin? With over 1.5 million bankruptcy filings across the nation every year, you’re not alone. Fortunately, the process of repairing your credit isn’t as difficult as it might seem, and can begin the same year as your Texas bankruptcy. People  … Read more

Summer vacation season is right around the corner, meaning that families everywhere have to be more careful with how they manage their finances. More likely than not, families on vacation use a credit card to finance their travels, which can lead to financial troubles in the future. Families need to be cautious about how they  … Read more

The decision to file for a Texas bankruptcy can be a difficult one. Unfortunately, filing for Chapter 7 or Chapter 13 may become unavoidable, and people quickly wonder how the bankruptcy will affect their credit score. Surprisingly, the effects of bankruptcy don’t have to be as damaging as you fear. Proper money management can improve  … Read more

You may have heard that filing for bankruptcy damages your credit. This statement is misleading and could be preventing you from achieving the credit score you really want. Managing The Myths The truth is that missed payments, high debt balances and negative payment histories are the culprit to your bad credit score. When you carry  … Read more

After filing for bankruptcy, you will no doubt have many questions about how it will affect your credit rating. There are many who fear that bankruptcy could only ever mean bad credit. However, these portents of bad futures are not necessarily always the case. It is possible to maintain relatively good credit, in some cases  … Read more

As one of the leading sources of debt brought into bankruptcy for discharge, credit card debt can be a heavy burden for anyone experiencing financial hardship. Although credit debt had its perks at one time in the form of bonuses or reward points, these frivolous returns for racking up large balances is hardly rewarding when  … Read more

Retail store credit cards are becoming increasingly popular these days, as they offer bonus coupons and reward points for use. Consumers find such offers enticing, especially for stores they frequent often. But, are these reward points and bonus coupons really worth it? Designer Debt For the average consumer, having at least one retail credit card  … Read more