People are waiting later in life to get married these days, which generally means they are bringing more baggage into the marriage. As people age they tend to carry more problems with debt and may even be paying hundreds of dollars a month to creditors. The tricky part about marrying someone who is carrying a  … Read more

While debt relief options may prove to get you out of debt, they aren’t always fool proof when it comes to your credit score. In fact, different debt relief options carry various risks for the future of your credit score. Debt Worries Anytime you are late your debts you can be sure that your credit  … Read more

It is easy to get caught up in the hype over different debt relief services when you are drowning and debt and  being hassled by creditors. Debt negotiation companies are on the rise, promising to resolve debts and handle creditors. While this may seem like a great option for resolving debts, there are some things  … Read more

Just like your financial situation, no two debt loads are equal. Everyone carries a combination of different types and amounts of debt, some of which can actually be beneficial. The tricky thing about debt is that it can quickly get out of control if you aren’t careful. Therefore, it is more important now than ever  … Read more

Finding the right debt solution is never easy. Since everyone has a unique financial situation, there is no one-size-fits-all solution for managing debts. This makes it difficult for people to  know which solution would best fit their needs. In general, there are a few things to consider before deciding on a debt settlement or credit  … Read more

The numbers related to personal debt burdens and delinquency rates are rising rapidly with each passing year. With more people digging themselves deeper into debt, the problem has become almost an epidemic. What is even more shocking is that few people actually seek debt relief solutions until it is nearly too late. The Numbers Don’t  … Read more

Want to lower your debts? Need a debt management plan? We could all use a little help with our debt burdens, but getting started can be the most difficult part. The best way to get yourself moving is to learn a few important terms that can help you begin to review which debt relief option  … Read more

Debt collection companies have been making a living off of your debts for years. When your creditor doesn’t have the time or resources necessary to pursue you to collect on a debt, they hire a third party company. Many of these companies are well known for their bullying and intimidating collection techniques, which scare consumers  … Read more

Residents of the United Kingdom have been granted the opportunity to avoid personal bankruptcy while obtaining a similar level of debt relief for the last two years. As an initiative to help the financially insolvent, the government began a program to offer Debt Relief Orders (DRO). These orders essentially provide the same benefits of bankruptcy  … Read more

It is estimated that consumers spent nearly 30 percent more this holiday season than in the past five years. Even worse, most used credit cards to pay for those purchases. We should be receiving that dreaded credit card bill in the mail any day now, leaving too many people further in debt and financially stressed  … Read more