In light of recent increases in consumer complaints over payday lending practices, the Federal Trade Commission has been tightening regulations over lenders.  Although regulations have been in place for years to protect consumers from scrupulous lending practices, the FTC is stepping up their watch and requiring new measures to be taken. Payday loans appeal to  … Read more

Car leasing can provide more advantages than buying a car in certain situations. If you don’t have enough money for a down payment, or maintenance costs if the warranty runs out, leasing may be a good option for you. Leasing is also better for those who have a less than stellar credit standing.  In cases  … Read more

You have probably heard mixed reviews on the issue of leasing a car versus buying. There are plenty of people who will tell you buying a car is the worst “investment” you can make; while others say leasing a car is wasting money on an item that could be an asset.  So, is leasing ever  … Read more

It is fairly common to see people taking out personal loans for extra cash when money is tight. They seem like a fair deal that can provide quick and easy cash when you need it the most. When faced with debt many people get caught up in these  loans that are, all too often, full  … Read more

When it comes to taking out a loan, you should know they are not all the same. Different types of loans each have their own benefits and risks. If you get into financial trouble and cannot repay your loans, you may risk losing your property. Not all loans are eligible to be discharged bankruptcy, and  … Read more

  People filing for bankruptcy are often swimming in debt from multiple sources of credit. The average American family has four credit cards with thousands of dollars on each. With so many people failing to save money and spending more than they can afford, problems with managing credit is on the rise. However, the majority  … Read more

Many people drowning in debt and defaulted credit payments look to every possible option to help pay their bills. Shifting balances between cards, opening new cards with zero interest offers and applying for additional or consolidation loans, are just some of the ways people try to reduce their debt. The stormy seas The lure of  … Read more