Did you know that March is national Credit Education Month? For some, this news will make no difference in their financial lives, while others may find that March is a month of many great opportunities. There are several credit counseling and debt relief agencies offering special promotions or free information for consumers looking to get  … Read more

As  more Americans struggle to pay their debts and keep up with mortgage payments another source of financial strain is creeping in. The cost for child care in America is among the highest in most countries. In order to pay for rising day care expenses, more families are turning to second mortgages and home equity  … Read more

After Congress extended the payroll tax cut last week, millions of Americans will continue to see the benefits for another few years. Although already receiving a bigger paycheck as the result of a cut to payroll taxes, a recent study shows that over 65% of Americans had no idea their check was larger than before.  … Read more

While bankruptcy is a useful tool for those experiencing financial hardships and insolvency, rarely does someone set out to end up over their heads in debt. Smart money management isn’t something that comes naturally for some people and many find that they need help learning these skills. Successful financial management starts at home with a  … Read more

Active duty service members face many challenges. Not only must they leave their homes and families, many also experience difficulty managing their finances and debts while away on duty. Since the height of the recession many military members have lost their homes to foreclosure and entered bankruptcy protection. Luckily, there are programs to help active  … Read more

Now that we are a month into 2012, have you changed any of your money management habits or developed a plan to get out of debt? If you find that you are following the same old patterns as last year, it is not too late to make a plan to improve your financial situation this  … Read more

We could all use a little help with saving more and spending less, but as a single adult your priorities are much different than those of a married couple or family. Single income individuals face unique challenges and often find it more difficult to manage high debt loads or financial hardships. Therefore, it becomes more  … Read more

Gone are times in which we can rely on external stability or hope we have the ability to ride out a financial storm. These days you have to have a hefty savings or financial disaster plan just in case the economy or job market forces you into financial hardship. For many families, this is a  … Read more

Although the state of the economy is not showing major signs of improvement for 2012, that doesn’t mean we can’t improve our own financial lives for the New Year. With bankruptcy filings and foreclosures continuing to hover around highs, it is becoming more important than ever that we take matters into our own hands. While  … Read more

The average family will spend considerably more this holiday season, despite record high debt burdens. Fact: Holiday spending will increase 3.8% this year to a record of $469.1 billion, nationally. While most of us have spent the past year desperately juggling our finances and trying to stay out of financial trouble, at the same time  … Read more