Many of us are overspending and under budgeting every month. We get that notice in the mail about a bounced check or overdraft fee that makes our stomach turn. These fees can really add up, especially when you are already strapped for cash. So how can we get better about managing our money so we  … Read more

Managing your money is an everyday task. Our parents always tried to teach us how to save money and the importance of starting your retirement fund early. Effectively managing your money takes an intentional effort on your part. As a young adult we tend to think we have plenty of time to start budgeting our  … Read more

Summertime has arrived; people are packing their bags and headed out on a summer vacation. You may have remembered to set the house alarm and protect your home while away, but many people find themselves victim to theft or fraud while on vacation. If your wallet is stolen on vacation, not only will you have  … Read more

The national debt continues to rise and consumer debt is showing the same pattern. More people are falling deeper into debt each year and recent analysis suggests that the majority of consumers know very little about the terms and conditions of their credit lines. Credit applications are full of fine print, confusing terminology and hidden  … Read more

Most people know the importance of maintaining their physical health, but many people fail to focus on ways to obtain a fiscally healthy lifestyle. When it comes to balancing a budget and managing money, most people don’t lift a finger. Over half of all Americans have accumulated enough debt to keep them paying payments for  … Read more

Children today have a much different experience when it comes to money. Most of us grew up watching our parents working long hours and saving every penny to provide us with the “little extras” we treasured. Our parents paid in cash or wrote checks; rarely did you see a credit card being used to pay  … Read more

In this economy, people are lucky to have enough income to pay their bills let alone save any money. The job market is wavering, threatening everyone’s paycheck.  People are still spending like they did before the recession and, as a result, debt bills are piling up. Between paying monthly bills and making minimum payments to  … Read more