When you make a commitment, there are few better ways to keep that commitment going than by requiring some serious accountability.  You always hear this in relation to a diet.  When you start on a diet, if you tell everyone you know, you’re far less likely to break your self-imposed rule system – at least  … Read more

Oftentimes, we think of money management strategies in terms of frugality and thriftiness.  While practicing these money management techniques in spending is important, it’s also important to keep in mind the importance of value.  There are some things you don’t ever want to skimp on, and one of those things is a foreclosure attorney. Why  … Read more

There are so many different ways to approach the subject of filing for bankruptcy that it only seems fair to spend some time focusing on how bankruptcy can be prevented in the first place.  While no single practice is a sure-fire preventative method, here’s one that can make a big difference: Ask Yourself: Do I  … Read more

There’s a common misconception about what constitutes money management.  Oftentimes, if you ask someone what makes for good money management skills, you’ll hear a laundry list of a reply, including phrases like: budgeting, controlled expenses, eliminating debt, saving, investing, living within your means, and more.  But, most people fail to take into account the huge  … Read more

As foreclosure cases become increasingly common, many are wondering what the cause is, and how they can avoid a similar fate.  While we emphasize practicing smart money management techniques, the truth is, sometimes money management isn’t enough to stave off foreclosure. Foreclosure Is Not Failure Plenty of people who practice good money management skills (budgeting,  … Read more

When you’re in debt, the last thing that you want to do is spend more money – it can be difficult to know where to turn in order to make your future brighter.  However, when it comes to the business of managing debt with as much grace and aplomb as possible, hiring a financial service  … Read more

It may sound simple, but apparently it’s not so easy for many people sitting in Texas bankruptcy courts today: good money management practices can keep you out of bankruptcy.  Of course, there are many circumstances in which the best money management practices in the world aren’t enough to keep you free and clean.  However, for  … Read more

If you find yourself struggling with mortgage debt, you might find that employing some new money management skills can help pull you up out of your debt situation and help you avoid this debt in the future. Avoiding Mortgage Debt The first word of advice for avoiding mortgage debt is an obvious one: make your  … Read more

For an increasing number of people, bankruptcy is becoming more real than ever before.  With unemployment up, the housing market suffering, and the stock market faltering for the last decade, bankruptcy has popped up on the radar of upper-middle class families, many of whom thought they would never have to even consider such dire financial  … Read more

Shopping, whether for grocery essentials or for pleasure, can be one of the hardest areas of money management for most Americans to keep under control.  Bad shopping practices and mismanagement of money is one cause of bankruptcy in America.  However, shopping doesn’t have to be an activity that is automatically hazardous to your financial health.   … Read more