If you’ve ever dealt with mortgage debt you know just how stressful being at risk of foreclosure can be. Luckily, there are ways to avoid foreclosure, but not everyone is so lucky. While getting a new mortgage after a foreclosure isn’t impossible, it certainly is challenging. In fact, your better solution may be in bankruptcy,  … Read more

In today’s economy, many families are struggling to maintain their mortgages and stay out of foreclosure. When it comes to saving your home there are several options to choose from. However, not all may be the best for your current financial situation. Refinancing With interest rates hovering at record lows many people have been offered  … Read more

Buying a home is one of the biggest decisions you will make in your financial life. Mortgage loans aren’t always favorable, especially if you have had trouble with debt in the past. You may have heard that getting a mortgage after bankruptcy  is impossible, but the truth is that anyone can qualify for a home  … Read more

Home ownership is a wonderful thing.  When you have a roof over your head where your family can be together, share life, and grow, the feeling is wonderful.  When you own that roof, those walls, and everything in between, the feeling is even better.  However, when that rug is pulled out from under you, it  … Read more

Who needs a mortgage?  While the path of a 15- or 30-year mortgage is the best option for most would-be homeowners, the idea that every homebuyer has to have a mortgage is simply a myth. How to Not Pay a Mortgage Here’s the deal: if you want to own a home without the burden of  … Read more

When you put a down payment on a house and sign up for that big commitment – a mortgage – sometimes you may find that the advice of a bankruptcy attorney may be invaluable.  As many Americans have found out over the last five years with the housing bubble bursting, expectations have changed.  If you  … Read more

Did you know that you can file for bankruptcy and keep your mortgage?  It seems a lot of people who are considering bankruptcy are not aware of this fact.  While bankruptcy laws vary from state to state, you can almost always hang onto your mortgage if the circumstances are right. Tell Me More! When you  … Read more

Those filing for bankruptcy soon that do not plan to keep their house should anticipate renting for a few years.  Especially since the housing market has taken a dive, lenders have cracked down on mortgages.  While there is still a niche market for high risk borrowers that make it possible to secure a home loan  … Read more

One of the main culprits behind bankruptcy is mortgage debt.  Don’t let yourself become the holder behind one of these mortgages.  With the right precautions, you can get a mortgage that is reasonable and affordable and won’t add you to the growing list of bankruptcy filers.  Follow these steps to prepare yourself for securing a  … Read more

Many people have been forced into bankruptcy or ended up in foreclosure over mortgage debt troubles in recent years. As more people began to seek help problems in lending practices arose, causing further trouble for homeowners. After a long battle, several big banks were ordered to participate in a $25 billion mortgage settlement. Helping Homeowners  … Read more