If you’re like many college students today, you got your degree in four years or less, spent more hours than you care to remember studying, participated in many activities, held leadership roles, took on a few internships, and now… nothing.  The job market is tough.  Anyone who says otherwise isn’t quite facing up to all  … Read more

The short answer to this popular question is, no, it cannot.  At least, it is very, very difficult to do so.  Student loan debt is a serious burden, as is becoming increasingly clear in today’s job economy and current U.S. laws do not allow for it to be discharged through bankruptcy.  Whether or not that  … Read more

Paying off student loan debt as quickly as possible is more important than most new graduates realize.  Having student loan debt on your shoulders not only adds stress to life, but interest begins to accumulate, meaning you will end up paying more money in the long haul.  As students around you are filing for bankruptcy,  … Read more

Students or prospective students often want to know if they can still secure student loans after filing for bankruptcy. Student loans are guaranteed loans. This means that the U.S. government has promised lenders that the money they lend to students will be paid back.  Because of this, an applicant’s credit rating has no bearing on  … Read more

With one of the bleakest job markets in decades has translated into quite the challenge in landing a job in the adult world for about 1 in 6 graduating college seniors.  Even those who do manage to score a job have to cope with low starting wages.  This only adds pressure to those who graduate  … Read more

With the student loan interest rates set to double in July, time is running out for congressional leaders to make a decision about extending the current bill. As many decisions begin to surface as front running issues during the gear up for the election, some are simply ignoring some of the more time pressing matters.  … Read more

Student loan debts are no easy debt burden to manage, even for the immediately successful graduate. The lure of student loans promises big returns on a financial “investment” of one’s future, but has begun to take another turn in recent years. Economic factors have driven many graduates into financial insolvency over student loan debt repayments.  … Read more

For the last several years, the student loan debt debate has been one of much attention in Congress. With the default rates higher than ever and the overall debt burden reaching near $1 trillion dollars, the time has come for something to be done about the financial future of loan holders. Decisions, Decisions Since important  … Read more

The issue of student loan debt has been a hot topic for quite some time. As the debt total for student loans inches closer to $1 trillion nationally, government officials and others are pushing for reform. Once dischargeable in bankruptcy, these debts have been restricted from the process and left to be handled with limited  … Read more

There has been much attention and debate over the current state of student loan debt. As one of the fastest growing debt sources and bankruptcy filings among young Americans today, it is reaching epidemic proportions. Despite the growing costs of tuition, there are ways to minimize the chances of ending up in overwhelming debt over  … Read more