The all-important credit score is a record of your borrower past and determines your credit future. It tells your lending institution that you make your payments on time and how you borrowed and spent in the past. For many people, the credit scoring process is inscrutable and they are surprised when they are turned down  … Read more

Credit scores. Everyone has them. Everyone guards them jealously. But most don’t have a clue about what a credit score is. In short, a credit score is a calculation of a person’s ability and likelihood of repaying a cash advance for something. This calculation is shown as a number value so when lenders (banks) look  … Read more