After the news of more government shut downs of fraudulent mortgage relief companies has hit the airwaves, many Americans are left wondering if there really is any legitimate help available.  Although there may be plenty of companies looking to scam innocent homeowners by offering foreclosure help, there are reputable agencies out there that can provide  … Read more

More and more reports of fraudulent companies scamming innocent homeowners pour into the office of the Federal Trade Commission each day. As the economy continues to batter the housing  market and mortgage lending industries, more companies are popping up to capitalize on the misfortunes of unsuspecting homeowners. The number of “foreclosure alternatives” and “mortgage relief”  … Read more

Being the in the position to choose between entering the short sale process or ending up in foreclosure is all too common these days. Many people have ended up in mortgage debt due to unforeseen or uncontrollably factors. Neither a short sale nor a foreclosure is an option that many saw coming, but are being  … Read more

Drowning under your debt is a difficult time. Although there are many mortgage relief options available, many people find the process overwhelming. Even worse is that many people seek help from agencies only to find out the company they are working with is not operating professionally. Before you become a victim of a mortgage relief  … Read more

As if the housing market crisis and foreclosure burst wasn’t bad enough for homeowners, many have found trouble when trying to find help with their mortgages. With so many hardworking homeowners seeking help with their mortgage debts, many non-reputable companies have tried to capitalize on the increased victim pool. However, government agencies are not taking  … Read more

The housing market struggles have hit our entire nation with a vengeance, leaving too many homeowners with few options. Military families are no different and many have found themselves facing foreclosure as their service member is off fighting for the nation’s freedom. Fortunately, military families are offered some additional assistance that has helped save the  … Read more

The President’s announcement last week to impose new mortgage relief strategies brought much criticism from policy skeptics. Citing issues with current mortgage relief efforts, many have been pointing towards the disappointing outcomes of plans already in place. If the current programs are meeting expectations, how can a simple addition to the plan make much difference?  … Read more

In the current economic climate, an astounding number of Americans are struggling with underwater mortgages, where the borrower owes more on their mortgage than the property is worth. In fact, CoreLogic just released a report demonstrating that, in the United States, 10.9 million residential properties with a mortgage are currently underwater. If you have decided  … Read more

An underwater mortgage can seem like an insurmountable problem with no hope of resolution. However, if you are suffering under the weight of your underwater mortgage, there are things that can be done; it is possible to crawl out from underneath the rising debt. In some cases, it may be possible to remain in the  … Read more

For those considering refinancing their mortgage, rates have never been better. As many experts anticipate that rates will not stay at this level, it is important for interested homeowners to enter the process as soon as possible. However, for many there will be a major speed bump in the process: the appraisal. The appraisal process  … Read more