The original Home Affordable Refinancing Program (HARP) was intended to help homeowners struggling with mortgage debt refinance their home, before the risk of foreclosure sets in. While it was able to reach some, the early numbers were disappointing at best. However, the revised HARP 2.0 program is, so far, looking to be doing a much  … Read more

Since the beginning of the foreclosure crisis, mortgage relief scams have been on the rise. Looking to take advantage of distressed homeowners, phony companies have been popping up offering illegitimate services for mortgage debt relief. Unfortunately, many homeowners have been victimized by these companies; leaving them in foreclosure and, often, out several thousands of dollars.  … Read more

Credit card “swipe fees” have been plaguing merchants for quite some time, each card carrying a range of fees from 1.5 to 3.5 percent. For merchants, these fees drastically cut into profitability, ultimately leading to increasing their prices to customers; it becomes a vicious cycle. As a result, a legal battle has ensued in efforts  … Read more

The United Way has been serving communities for decades. As one of the nation’s leading charity organizations, it is now reaching out beyond its current scope to help homeowners struggling to find foreclosure help. Now, one Indiana county is getting a “hand up instead of a hand out” to fight the mortgage crisis. Reaching Those  … Read more

After all of the trouble in the mortgage industry, one aspect continues to worsen an already bad situation; mortgage debt scams. Many homeowners have suffered enough under the pressure of an impending foreclosure and many more have become victim to mortgage relief scams, leaving them out of money and out of home. However, perpetrators of  … Read more

Housing markets around the country are beginning to show some signs of improvement, whether that be from a reduced number of foreclosures or seeing an actual gain in home values. The Fort Worth foreclosure market is one of several in Texas that is seeing a significant improvement in recent months, a positive sign for the  … Read more

Earlier this year five of the biggest mortgage lenders in the nation were ordered to pay out $25 billion for mortgage relief efforts. Now that we are four months into the three year program, people want to know how they are doing. Making Progress? So far the five biggest lenders have provided $10.6 billion in  … Read more

These days just about everything can be found online, including your personal information.  With privacy under threat of public scrutiny, one city is taking advantage of some social media sites to help collect on unpaid debts. The Public Eye One of the best aspects to sites like Facebook is the sharing of information and instant  … Read more

After the height of the foreclosure crisis left so many Americans devastated by the loss of their homes, the government stepped in to try and help prevent future foreclosure troubles. However, many people are now criticizing these moves stating their efforts are not reaching those in need. Mortgage Debt Mounting It is estimated that over  … Read more

In an effort to better educate consumers about the options available to help prevent foreclosure and resolve mortgage debt, the U.S. Department of Housing and Urban Development has launched a new campaign. The National Mortgage Settlement outreach project is designed to be a one-stop shop for anyone suffering with mortgage debt and offers a brochure  … Read more