Thankfully, there are many options for unmanageable debt. While some people seek professional guidance from a debt counselor or a credit repair company, there are others who prefer to handle the situation themselves. By handling debt negotiation, you have the opportunity to bargain for your preferred terms on repaying your debt. Though debt negotiation doesn’t  … Read more

Recent studies show that Dallas has one of the lowest foreclosure rates in the nation, statistically only experiencing a third of the foreclosures that cities like Atlanta or Phoenix witness. Still, many families struggle with their mortgage, and foreclosure looms over them like their own fiscal cliff. Fortunately, refinancing options provide homeowners the opportunity to  … Read more

Dealing with the IRS is stressful, especially when they’re hounding you over tax debt. If you’re one of the 20 million Americans who owe taxes to the IRS, remember that tax debt negotiation can prevent a federal tax lien from hurting your reputation and credit. Debt negotiation with the IRS such as an Installment Agreement  … Read more

According to a recent report from the Federal Trade Commission (FTC), a shocking one in five people have errors on at least one of the three major credit reports (Experian, TransUnion, and Equifax). Because many consumers never pull up their credit reports on their own, these scores could present serious problems when trying to buy  … Read more

When applying for a credit card, it is important to understand the credit score. Failure to understand how scores work can lead to debt negotiation. Understanding the application process is just the first step in an overall healthier attitude towards credit. Knowing how scores work will help you maintain and keep your credit vibrant for  … Read more

When dealing with loans, you’d be interested to find out about loan modifications. The process of loan modification is not necessarily an easy one, but it is relatively simple to figure out whether you are eligible to modify your pre-existing loan. Determining if you are eligible for a loan modification is an important step in  … Read more

For those still suffering in the wake of Superstorm Sandy, there is some relief being afforded by the IRS. This formulation question primarily deals with damage dealt to businesses in the New Jersey and New York area as a result of the storm. Businesses affected by the storm will not need to apply for taxes  … Read more

When dealing with a collection agency that is handling your debts, it is worth it to look into negotiating your credit rating. This credit negotiation can help you in the long run, and also help you to maintain relatively good credit, even when dealing with debt collection. More on Credit Negotiation One of the first  … Read more

When you’re looking for a foreclosure attorney, it’s important to choose the person that is right for your case. Finding someone knowledgeable in all of the local nuances of your state’s foreclosure laws is key to getting you the best result possible on your foreclosure proceedings. To find the attorney that is perfect for you,  … Read more

A former Jefferies Group executive has been charged in a mortgage debt fraud case that involves the defrauding of the recent United States banking bailout. U.S. authorities have named Jesse Litvak as the charged. Litvak was a senior trader on the Jefferies’ trading floor, located in Stamford, Connecticut. The case against Litvak is the first  … Read more