If you’re dealing with credit debt, then you’re probably sick of how it weighs you down and controls your life.  Credit debt can be a burden on your shoulders, and plenty of people (worst of all, creditors) are reminding you of the burden day after day.  However, it doesn’t have to be like that!  While  … Read more

When it comes to debt negotiation, things might be fairly straightforward, or the terms and agreements could be so complicated you feel like you were just hit by a legal train!  Everyone’s situation will vary, so there’s no short answer on whether you should handle debt negotiation on your own or call upon the services  … Read more

If you have recently turned 18 or you’re applying for credit for the first time, then you might be learning that getting a great credit card isn’t easy.  If those offers of credit card reward programs sound enticing, be forewarned that it takes a little bit of time before those cards are available.  However, you  … Read more

We’ve spent a lot of time on our blog discussing various strategies and techniques for handing IRS tax debt.  However, state tax debt can be a big struggle for many Americans all over the 50 states.  If you’re struggling with tax debt owed to your state, there are a few things you should know about  … Read more

If you’ve been receiving some letters about foreclosure from your mortgagee, you might be feeling overwhelmed as if you have no other options.  You should know that you have foreclosure alternatives.  While mortgage debt can feel quite oppressive, you should know that foreclosure isn’t the only way to get rid of your mortgage debt.  In  … Read more

Are you struggling with your finances?  Has debt negotiation proven to be of little benefit for you?  If so, you might benefit from initiating credit negotiations with your credit card provider.  Credit negotiations can be a great way to demonstrate good faith and cut a deal with your credit card company. Suggestions for Getting Started  … Read more

The confusing and outdated laws that drive some sectors of the financial and legal world have never been so frustrating.  Local governments, stooping to a new low, are now seizing property from homeowners over tax debt as low as $400!  It’s a shocking move that has more than a few consumer protection agencies up in  … Read more

It seems like foreclosure has been in the news headlines for five years running now.  And, while things are starting to get better, the truth is that many families still continue to struggle with foreclosure.  Of course, there are many factors related as to why people’s homes are foreclosed on, but ultimately it comes down  … Read more

On Monday, July 9, the Associated Press reported that fixed mortgage rates have fallen to an all-time low.  This is great news for homebuyers in the U.S.; suggesting increased confidence and better deals than ever before available.  Whether you’re looking to take on a mortgage or whether you’re suffering under mortgage debt, this news should  … Read more

The first two parts of this blog series in Dealing With Foreclosure focused on preventative action, as well as advice on entering the mid-stage of foreclosure.  If you are unable to find any solutions for avoiding foreclosure, and you have even sought out Foreclosure Counseling services, then it might be time to start thinking about  … Read more