Freddie and Fannie have taken their fair share of media attention and criticism over the last few years. After their involvement in many branches behind the mortgage crisis, these lending giants have been working to restore their name. Although their efforts may win back the respect of borrowers, many company executives are ditching the train  … Read more

California has taken a huge hit as a result of the foreclosure and mortgage crisis. However, California also has an attorney general who has been fighting diligently to step up mortgage debt relief efforts and increase lending regulations. Attorney General Kamala Harris has put a few new bills on the table to help spur change  … Read more

Many consumers get in over their head with debt due to poor money management or unforeseen circumstances. While credit negotiations are a good way to lower debt payments and work toward financial freedom, finding legitimate help isn’t always easy. Tips For Success The Better Business Bureau fields numerous complaints from consumers who have gotten into  … Read more

After a long battle earlier this year, a settlement was reached that issued a $26 billion payout for all the trouble surrounding the unlawful foreclosure and mortgage debt crisis. Each state that agreed to the settlement allocated a specific portion of these funds to be used to help struggling homeowners with their mortgages. However, some  … Read more

It comes as no surprise to learn that experiencing a foreclosure is one of the top ten stressors in life. In a marriage, foreclosure can rank among the top three stressors that cause strain on the relationship. Unfortunately, a new link has been discovered suggesting that the foreclosure rate and divorce rate do have some  … Read more

In the wake of the recession and housing market disaster the government has implemented a few ways to help Americans stave off bankruptcy and foreclosure. However, as 2012 continues there is a battle in the White House about which programs will be renewed, if any. Mortgage Debt In 2007, the federal government passed a bill  … Read more

One of the biggest criticisms over the foreclosure crisis has been the inability for many homeowners to receive help when they applied for it long before their home ended up in foreclosure. Stubborn lending practices and under qualified borrowers clashed to create one of the biggest real estate disasters in history. Now, there are many  … Read more

Although it may not seem like today’s market offers much for buyers, there actually are great deals going on right now that can save money and help buyers get into their dream home cheaper than ever before. However, the mortgage industry is still tricky as always and choosing the right mortgage isn’t always easy. Anyone  … Read more

Dealing with creditors takes patience and determination, especially if you are attempting to find a debt resolution agreement. Although there are many third part debt relief companies offering to negotiate debts on your behalf, the truth is you can be just as effective on your own following a few simple techniques. Be Prepared The biggest  … Read more

Owning an investment property has some additional considerations that traditional property owners don’t face. For one, obtaining foreclosure help on an investment property can be near impossible in some situations. Even options like refinancing come with some stipulations and challenges that must be met before an refinancing offer is approved. Investing In Lower Rates High  … Read more