These days you can’t be too careful when it comes to protecting yourself against scams. We don’t just have to worry about credit scams or identity theft, but we also have to worry about mortgage or foreclosure fraud scams. With so  many people desperately seeking mortgage debt relief, new scams have been popping up around  … Read more

Creditors. We all have them, we all dread dealing with them. When you are having trouble with your debt payments, the last thing you feel like doing is arguing with your credit card company. However, securing a debt resolution plan does not have to be difficult. In fact, credit negotiations are not as stressful as  … Read more

Just a few years ago a short sale was something very few had heard of and even less actually agreed to pursue. The mortgage debt crisis has forced our hand on many occasions in the past few years making us more likely to consider options we would have once rejected. Even as foreclosures hit all  … Read more

As the 2011 tax season approaches, many of us are beginning to worry about how much we might owe the IRS. Tax debts are common and many people may not be aware that they will owe taxes at the end of the year. For those experiencing financial hardships, tax debt can result in serious financial  … Read more

As part of several bills, Texas passed several new laws that began January 1st of this New Year. Covering everything from voting to veterans, the new laws are hoped to provide many Texas residents some relief in the coming year. Foreclosure Help Although Texas hasn’t been on the hardest hit by the foreclosure crisis, it  … Read more

When working with lenders to resolve mortgage debt, they can be quite picky. In fact, it isn’t uncommon for a debtor to apply for a short sale or submit a short sale offer and the bank to deny it. Why? Because the lender wants to regain as much of their lost loan as possible. However,  … Read more

When the foreclosure notification arrives the pressure for finding an alternative mounts. Now more than ever does it become important to review all of your options for mortgage debt relief. While loan modifications, short sales and deed in lieu transactions pass by on the radar, they are not for everyone. This is especially true of  … Read more

The mortgage lending industry can be a dangerous place these days. While many homeowners are simply fighting to avoid foreclosure and secure relief from their mortgage debts, many companies have been engaging in fraudulent practices to take advantage of desperate homeowners. Unfortunately, it isn’t just third party companies that have preyed on homeowners, but many  … Read more

When working manage your debts, there are cases in which a lender may forgive certain debts. This is common in credit negotiations, mortgage loan modifications and short sales; whereby a lender may waive delinquency fees or deficiency balances associated with a loan. When this happens the debtor is relieved of their financial obligation over these  … Read more

When mortgage payments begin to feel pressured the worry over foreclosure sets in and many people take action. While there are several options available to help relief mortgage debts, some people first choose to review mortgage refinancing options. Since interest rates have been at their lowest in decades, refinancing may prove beneficial to many. However,  … Read more