Do you owe the IRS money? Are you wondering about how to settle a tax debt? For those who are not in the know, an IRS Offer in Comprise is a way that taxpayers who are behind on their tax payouts to the IRS can try to settle the debt without spending so much money.   … Read more

Many people have struggled with overwhelming debt since the crashing of the economy.  More people than not seem to be struggling with credit card debt in particular, mostly because it’s very easy to fall into debt with credit cards and getting out is never as simple as getting in.  Traditionally, one of the first things  … Read more

Barbara Boxer, a democrat from California, has teamed up with Johnny Isakson of Georgia to introduce a bill to Congress that would require Fannie Mae and Freddie Mac to allow homeowners whose homes are now worth less than their original mortgage, a refinancing option. What Will This Mean? While it might sound somewhat unbelievable this  … Read more

So  many of us have loads of credit card debt. When the bills pile up, many of us are left feeling trapped and hopeless. But don’t worry, there is something you can do to take back control. Have you ever heard of a credit card negotiation? Ever wonder if this is a myth? Actually, many  … Read more

The good news is that the rate of foreclosure is starting to slow across the country.  After the last nearly four years’ worth of economic turmoil that started with the bursting of the housing bubble, it would seem that any slow down in the amount of houses being seized by lenders would be an unmitigated  … Read more

When homeowners find themselves in over their head when it comes to the matter of paying off their mortgage, the first thing most people try is contacting the lender.  Often, with the right amount of negotiation, you can get the bank to either temporarily or permanently lower the interest rates you pay on your mortgage  … Read more

You have a 30 year, fixed interest mortgage. Your job is secure, income steady and you are effortlessly paying on an auto loan. Regardless, the purse strings continue to be tight as managing expenses related to raising a family only keep rising. Is mortgage refinancing an option? A question of priorities It should be said  … Read more

You may have heard advertisements for companies that can settle your debt for “pennies on the dollar”. Others claim they can eliminate all of your debt without consequence. Needing financial help is a matter you don’t want to handle lightly. With so many different debt settlement companies out there, there are a few things you  … Read more

Many homeowners are understandably frightened by debt in the current unstable economy.  Thousands of people across the country have lost their homes through foreclosure. With a threat so real, many homeowners are taking the opportunity to refinance with the hopes of paying off their mortgage loan sooner.  However, considering that interest rates are currently at  … Read more

If you are like most people, you have one or more credit cards that you use everyday. Even more common is to have at least a thousand or more in debt on each of those cards. When you need financial help, the way your credit card company operates can impact your life in many ways.  … Read more