When seeking debt relief, not all options are the same. There are many choices when it comes to finding a way out from under a debt burden, but some may be more beneficial than others. One of the least intrusive debt relief options is to seek help from a credit counselor. Credit counseling agencies offer  … Read more

When it comes to getting out of debt, many people feel they can do it alone. Although this may be true for some people, others have a complex financial situation that may require more attention and planning. Finding the right debt relief solution can be a daunting task. With so many options available and companies  … Read more

Many consumers are treading water trying to keep their heads above the waves of debt. Medical bills, credit card debt, loss of a job and overspending have left many with few options. When seeking debt relief many people simply don’t take advantage of the many resources available until it is too late. Before filing for  … Read more

Money is tight. Bills are piling up. Like most people, you are probably wondering what your options are. There are many services available to help consumers get out of debt and payoff creditors. You may have heard about credit counseling services that aim to help you eliminate your debt. Benefits Credit Counseling serivces are always  … Read more

The average American carries four or more credit cards in their wallet. Many people pushing balances over thousands of dollars with no end in sight. Consumers who were once complaining about credit agencies hiding information about terms and conditions of their cards had their calls heard by the government. The Credit Card Accountability, Responsibility and  … Read more

When faced with seemingly endless bills and loads of debt, many people find it hard to develop a plan to regain control over their finances. The best place to start is contacting a credit counseling service to help you evaluate your options for erasing your debt. Credit counseling agencies provide many services that review your  … Read more

Credit counseling services are available to help people who are struggling with overwhelming debt. Their mission is to assist the debtor in evaluating their finances and developing a plan to reduce their debts. Not all credit counseling services are honest when serving consumers, and it is important for you to find the most reputable agency  … Read more

Over recent years, there have been some changes to bankruptcy laws, one of which requires anyone filing for bankruptcy to complete a credit counseling course. The 2005 Bankruptcy Abuse Prevention and Consumer Prevention Act mandates that individuals filing for bankruptcy complete a 90 minute course covering the risk factors for ending up in debt and  … Read more