Many people find the need to borrow after completing a bankruptcy case. In fact, borrowing is exactly what needs to be done to repair the damage from your prior negative payment histories. However, not all credit is good credit after a Dallas bankruptcy case, and it should be pursued with caution. Secured Credit Tips It  … Read more

Most of us carry two or more credit cards, each with balances over $5,000. While some debt is good debt, failing to manage our money properly or experiencing a financial hardship can easily send a good debt into a bad one. If you are one of many who depends on credit to make it each  … Read more

For most people, managing credit scores is an issue that is left on the back burner. In fact, most people never experience credit concerns until they have been notified there is a problem or they have suffered a drop in credit rating. People in this category often have a more difficult time with credit recovery  … Read more

Your debts have been discharged in bankruptcy, now what? While it may seem risky to attempt new credit after bankruptcy, the truth is that new credit is exactly what you need to begin reestablishing yourself as a responsible borrower. However, there is a right and a wrong way to pursue new credit. Good Debts There  … Read more

The bankruptcy process can be quite liberating for anyone who has suffered with tremendous debt and damaged credit. While having debts discharged in bankruptcy can provide a fresh start, there are still some actions required to gain an advantage in the future credit world. Getting On Track The first place to start after your Dallas  … Read more

If you’re about to file for bankruptcy, you might be getting your first taste of the wonderful freedom a debt-free life offers.  Thinking about your future solvency is almost dream like.  While you’re excited to soon begin the bankruptcy process – as you should be – there’s one major credit caution you absolutely must know  … Read more

When it comes to hot-button topics like credit and bankruptcy, everyone has advice.  We offer plenty of our own advice here on our blog.  However, truth be told, after you read all of the articles, and weigh all of your options, at the end of the day, no one can tell you exactly what you  … Read more

This is one of those questions that gets the answer, “If you have to ask, then yes.”  A secured credit card is a terrific option for people who are concerned about facing bankruptcy in their future, as well as for people who have recently gone through the bankruptcy process. What Is a Secured Credit Card?  … Read more

No one wants to file, but if serious debt relief is what you need, then there truly is nothing better than the bankruptcy process.  As you prepare to file, there’s one major piece of advice we can’t stress enough… don’t touch that credit card! Why It’s Serious It will be hard.  After all, chances are  … Read more

We hear it all the time.  People are afraid they won’t be able to get credit after they have filed for bankruptcy.  While the issue of whether you should seek credit at that stage of your life remains open for debate, the fact is, you will be able to get it.  Just wait.  You’ll see  … Read more