Are creditors constantly harassing you?  Does it seem like your credit problems will never disappear?  As your phone rings throughout the day and night, and as your mailbox fills up with threatening letters, you’re probably feeling more frustrated everyday.  However, you don’t have to feel this way.  In fact, you can get rid of all  … Read more

If you’re about to embark upon the road to bankruptcy, congratulations!  Really, we mean it.  Of course, no one wants to file, but if serious debt relief is what you need, then there truly is nothing better than the bankruptcy process.  As you prepare to file, there’s one major piece of advice we can’t stress  … Read more

One of the most important debt cautions we can offer our readers is the importance of not settling for debt negotiation plans that don’t offer you the relief you really need.  For people who are struggling with debt, but consider repayment to be a feasible option, debt negotiation can be a great way to get  … Read more

No doubt, you’re well aware that our nation is a debt-driven nation.  From the federal government and major corporations, all the way down to non-profits and the lower classes; nearly every transaction in our society involves the use of debt and/or credit.  While a financial obligation isn’t an entirely bad thing when it’s paid off  … Read more

Different strokes for different folks.  The phrase applies to many situations, but it’s especially apt for debt management strategies.  Money is a sensitive issue for nearly everyone.  Whether you feel on top of the world with a good income and no debt, or whether you’re swamped with bills you can’t pay and are barely making  … Read more

One of the biggest forces behind most Americans’ financial woes is debt.  However, it doesn’t have to be like that.  Avoiding debt isn’t as difficult as you might think it is.  Even with all of the expenses associated with life in 2012, you can probably reduce or eliminate your debt over the next couple of  … Read more

Credit has become a big problem for many residents of Dallas.  Bankruptcy, it seems, is on the rise as well.  No one is denying that there’s a strong connection between rampant credit usage and Dallas bankruptcy cases.  If you’re concerned about serious financial debt that you’ve incurred through the use of credit, it might be  … Read more

Ever since the popularity of credit arose in the 1920s, our culture has had a hard time staying out of debt.  And, the fact that entire industries are built around your debt makes it even harder to stay debt-free.  However, you can do it!  If you’re serious about avoiding debt, check out these 3 tips  … Read more

Debt negotiation takes place in many different ways.  Though the route you probably hear about most often involves talking with creditors in order to come up with an effective solution, you might find other debt management options to be more satisfying for your needs. Options to Consider Seek out the service of a credit counselor.   … Read more

Some loans can be seriously heavy burdens.  If you have more than just one or two loans, you probably know this lesson quite well.  But, you should know that you might not have to deal with the imposing loans that you currently have.  Oftentimes, people think that they have to be in special financial circumstances  … Read more