Debt collection calls can be abusive and irritating. Surprisingly, you don’t have to be in debt or even owe anyone money to be the target of some of these harassing calls. In fact, many people are wrongly contacted about an alleged debt they don’t even owe only to be victimized by the debt collector. It  … Read more

Today’s economy has left many people unemployed or without adequate income to sustain their debt payments. Although financial hardships may warrant filing for bankruptcy, there are some other ways to resolve your debts without the need for court intervention. Dealing With Debts One avenue of debt relief that often goes unnoticed is debt negotiation. In  … Read more

The time has come for those of us who are getting a tax refund to begin checking the mailbox daily in anticipation of the check. While most people blow their tax refund check on a luxury purchase, you could actually do something different this year and put that money to work. Although not as fun  … Read more

“Quick and easy money” is a phrase that appeals to all of us, but these types of offers are often too good to be true. Most people who end up in these types of traps often fail to consider what has lead them to the point of needing such fast cash to begin with. Whether  … Read more

An increasing area of concern over personal debt burdens is arising as the result of pregnancy and maternity leave. Health care options have dwindled and many people don’t qualify for adequate medical coverage at all due to being self employed or employed with a small business. In many cases, women are refused pregnancy or maternity  … Read more

Managing debts is difficult enough, but add in the numerous choices available for relief and many people begin to feel overwhelmed. Debt consolidation has become popular in recent years, while debt negotiation has taken a back seat. Why? Mostly because people assume paying less than they actually owe is impossible to obtain and prefer to  … Read more

Debt collection is serious business and many creditors hand off accounts to third party collection companies. Despite federal regulations of debt collection practices, many companies are still violating the rules and taking advantage of consumers. As the troubles increase, so do the number of lawsuits being filed against such companies and the number of companies  … Read more

Medical debts are one of the easiest and high balance debts to accumulate today. As health insurance coverage becomes unaffordable and services are backed by high prices, many people end up in bankruptcy over medical bills. However, there is another way to resolve medical debt trouble that could be just as effective as filing for  … Read more

Dealing with overwhelming debt is stressful enough, but these days finding legitimate help can be difficult. With so many debt negotiation scams operating around every corner, how are consumers to know that the company they chose to negotiate their debts isn’t reputable? Although the Federal Trade Commission is working to better educate consumers, a new  … Read more

Debt collectors use some pretty harsh or tricky techniques sometimes in order to get in touch with a consumer or persuade them to pay. One aspect of debt collections that is becoming an increasing problem is the use of social media sites like Facebook to facilitate debt collections. These days, it isn’t just your friends  … Read more