With the warmer weather upon us, we begin to think about that summer vacation we want to take or maybe making some renovations around the house. One thing most people don’t think about around this time of year is their finances. Already into the second financial quarter time is beginning to get away from us  … Read more

Personal debt is reaching epic highs for the majority of Americans today. After several years spent in recession, many people simply don’t have the money to maintain the lifestyle they set up a few years ago. What is surprising is that few people are voluntarily giving up that old lifestyle and many are engaging in  … Read more

Smart money management skills are not inherited, but are learned. As parents, it is important to teach your kids about ways to manage their money early on. As kids mature and get closer to the real world and college, knowing how to manage money effectively can be the difference between a financially healthy adult or  … Read more

Money management skills are hard to come by these days. With the majority of the population testing as financially illiterate, it is no wonder that so many of us are suffering overwhelming debt burdens. Add in economic pressures and an unfriendly job market, and we have a recipe for financial disaster. Although it sounds simple  … Read more

Very few people end up over their heads in debt or in need of bankruptcy because of their overall money management habits, but it does happen. For most people, unexpected circumstances and economic pressures are the driving force behind their money troubles. However, staying financially healthy takes planning and effort, even for the most money  … Read more

Many people living with debt begin to feel the pressure when collectors start calling or they receive a foreclosure notice. While taking action to resolve debts is a good idea, there are other ways of managing money and debts that could be more effective. A smart money manager knows how to recognize a problem before  … Read more

Although many people end up in debt over unforeseen circumstances, we could all use a little education and training in how to manage our money better. One of the hidden benefits to debt negotiation or other options is that it can teach you a lot about your finances. However, you don’t have to default on  … Read more

The United Way has been helping support families in need and promote community involvement for many generations. As one of the nation’s leading organizations to promote education and financial stability in communities everywhere, they have now taken on a greater challenge of joining the fight against debt. Leading The Way The Salina, Kansas United Way  … Read more

As spring break approaches many families are planning to take a few days off to spend time together. Unfortunately, it is holidays such as spring break that often bring added financial pressure and extra debt into the family. Before getting deeper into debt over a weekend trip or mini-vacation, consider the following ways to save  … Read more

Whether you resolved your debts through a settlement agreement, credit negotiation or a bankruptcy, there are some aspects of your financial future to be considered. The most important thing to remember after debt resolution is staying out of financial trouble in the future. This often means making some important changes and knowing what to expect  … Read more