All smart financial plans contain provisions for both saving and investing. What many people do not understand is that these are two very different goals to consider when it comes to planning for your financial future and helping to avoid such financial pitfalls as foreclosure or debt negotiations. Both saving and investing are vital if  … Read more

No matter what age you are, it’s a good idea to start planning for your financial future after retirement. Due to the current state of Social Security, those who are currently in their 20s or early 30s should not trust that the government will have a reasonable amount of money left in this program to  … Read more

In the modern era, it seems as though you can do nearly anything on the internet that you can do in person. One of the fastest-growing financial endeavors is the advent of online banking. In the event that you have not signed up for an online banking account with your current financial institution, this is  … Read more

The holidays are rapidly approaching, which means New Year’s resolutions aren’t far behind. Whether you were juggling your debt load or facing worse by struggling to stay out of foreclosure or bankruptcy this past year, now is the time to make a commitment to beginning 2012 with new financial goals. The Plan The biggest mistake  … Read more

There are many individuals across the country who are looking to exalt themselves of financial trouble. This is a common want in the modern era, especially dealing with the fact that since 2008 the financial situation for most people has been less-than-inspiring. If you would like to get your finances in order, it’s important to  … Read more

In these recessionary years, it is more important than ever to evaluate how much money you spend and where it goes. Many people who are struggling with credit card debt or mortgage debt, would love to pay more money toward their bills, but believe that they are already stretched as financially thin as they can  … Read more

The holiday season is just around the corner. In fact, it is less than 100 days before the biggest days of financial indulgence of the year. As people are busy writing out their gift lists, less than one-fourth of those people will actually have enough money saved to purchase their gifts without adding debt. Just  … Read more

Local stores will be packed this weekend as back-to-school shoppers flood the grounds looking to stock up on school supplies and new clothes. With money tight and credit card debt soaring to new heights, many families are struggling to stretch each dollar to the limit. A new school year doesn’t have to mean new debt.  … Read more

As kids are trying to enjoy their last few days of summer, parents are busy buying school supplies and clothing for the upcoming school year. The cost of school supplies alone can take a toll on a parent’s wallet, not to mention the price of clothing and shoes. Back to school shopping is a fun  … Read more

Are you faced with endless credit card bills, notice of foreclosure or looking for loan modification? Letting finances get out of hand is easy and, for some, an all too real reality. Everyone “has a budget.” Few people stick to it and they’re left wondering at month’s end, “where is all my money?” One key  … Read more