People under the age of 18 are subject to many ways in which they become at risk for debt troubles. In many cases, these minors are unknowingly a part of a debt they didn’t incur or are held liable for a debt they cannot legally be pursued to pay. In any case, it is important  … Read more

This year is a tough financial year for many of us, but with the holidays approaching we may be tempted into bad spending habits. Just because the time to gather and exchange gifts is coming, doesn’t mean you have to blow your budget. Avoid credit debt this holiday season by following a few simple strategies:  … Read more

Paying your bills on time is often a monthly juggling act, especially if you are experiencing money troubles. Since we all know the importance of paying bills on time to avoid debt default and credit damage, there are a couple of tricks to help you stay on track each month: Create a spreadsheet— Very few  … Read more

These days most people live more off credit than cash. While financing purchases through credit or loans can be a good way to improve your credit score, many people go about this the wrong way. To avoid credit debt problems, there are a few simple rules to follow when it comes to financing purchases: Consider  … Read more

The job market is quite stingy in today’s economy and many people have been laid off as a result. Unexpected unemployment is one of the worst financial situations a person or family can deal with. As bills begin to pile up, most people don’t have an adequate savings to sustain them for long. However, there  … Read more

As parents, it is our responsibility to instill values and healthy habits in our kids. So why is it that few parents teach their kids about proper money management? The answer could be that we, ourselves, are not always the most savvy money managers.  However, teaching kids about money doesn’t have to be hard, it  … Read more

Last week marked the first day of Fall, which means that we are headed towards one of the favorite times of the year; the holiday season. While many people anticipate the holidays for family gatherings and gift giving, less than one-third of us will anticipate the money to be spent during this time. Rather than  … Read more

These days all of us struggle with some aspect of our financial lives. Whether it’s carrying too much debt, not saving enough or spending sprees, we all could use a little help managing our money better. Luckily, technology has provided us with a few ways to make money management easier than ever. Go Electronic Gone  … Read more

While the majority of Dallas bankruptcy cases are not caused by mismanagement of funds, there is still much to be gained by boosting money management skills. The truth is, we could all use a little help with saving money and preparing for a rainy day in finance. Ready and Willing Smart money management can be  … Read more

In some states, school starts as early as next week. Many stores are gearing up for a big sales weekend as parents take their kids back-to-school shopping for clothes and school supplies. Luckily, many states offer a “tax-free weekend” to help ease the financial burden of this popular time for retail stores. However, not everyone  … Read more