Foreclosure is a very real and very scary word bouncing around news outlets today.  As a mortgage holder, you want to practice good money management practices to avoid foreclosure on your home at all costs.  Protecting your family by giving them a home to call your own is probably at the top of your priority  … Read more

If you find yourself struggling to deal with current debts, you might be interested to learn about debt negotiation, and how it can help you get out of debt and turn your financial situation around!  Debt negotiation is a key part to understanding good money management.  While ideal money management practices would keep you out  … Read more

When it comes to avoiding financial troubles at a time when the economy is on a down turn and bankruptcy rates are higher than ever, living frugally is an essential part of practicing proper money management skills.  There are a lot of steps you can take to practice proper money management through frugal living while  … Read more

The national annual trend for bankruptcy filings has them on a slow but steady decline over the last couple years.  This trend, however, is being driven by some key factors.  Simply put, consumers are borrowing less money.  Doing so creates less of ability for someone to default on a loan.  Another disturbing fact is that  … Read more

Your financial life is one of the most important aspects, but all too often we neglect it to the point of disrepair. Most people float along in their finances never really paying attention until debt becomes a problem or they find themselves unable to purchase what they want. When it comes to managing money we  … Read more

No one sets out to end up in debt or bankruptcy, but it can happen to the best of us. Financial hardships are often the result of unplanned circumstances like job loss or medical illness. Even if financial trouble strikes unexpectedly, there are a few things we all should be doing to help combat the  … Read more

Financial literacy has become a widespread problem in America, where nearly 80 percent of people report having trouble managing their finances or experience problems with debt. Further, less than one third of Americans report having a savings account adequate enough to sustain their expenses in the event of job loss. In effort to combat the  … Read more

Over the last month, credit counseling agencies and debt relief companies have been putting on workshops to offer consumers free information about money management. As National Financial Literacy month draws to a close, there is still much to be gained from companies looking to educate consumers about debt and finances. Taking Advantage The workshops being  … Read more

If you have, or will be receiving, a tax return this year, congratulations! If you are like most people, you probably spend that refund check. However, try doing something new with your tax refund check this year to put yourself ahead and ease the risk of financial crisis down the road. Save Or Spend Smart  … Read more

According to the 2012 Financial Literacy Survey, less than one third of Americans admit following a budget each month and over half of all Americans are considered financially illiterate. Even worse, is that our next generation is growing up without the knowledge and skills needed to establish a strong financial life. As part of April’s  … Read more