Many people are under the impression that just because they have credit debt or a bad credit score they can’t get a new card.  However, nothing could be more untrue.  Applying for credit isn’t only an option available to people with good credit scores.  You, too, can be applying for credit, no matter what your  … Read more

For homeowners struggling to stay on top of their mortgage, foreclosure is an alarming prospect.  However, the Home Affordable Foreclosures Alternative (HAFA) Program has alleviated a lot of the alarm many homeowners have felt.  The program helps homeowners avoid foreclosure in the event that they are unable to secure any kind of successful loan modification  … Read more

If you are facing mortgage debt, you need to know that you are not alone.  Millions of Americans all over the nation are struggling to stay on top of their mortgage.  However, if you’re reading this, then you’re clearly doing your homework, which sets you ahead in the game.  While you may see others going  … Read more

Nobody likes having to deal with the IRS.  Truth be told, not even tax lawyers are too fond of trying to get results from the IRS.  While there are a lot of programs that the Internal Revenue Service offers taxpayers who are interested in debt negotiation, sometimes you have a unique situation that can’t be  … Read more

For many homeowners who are struggling to pay their mortgage, hiring the right foreclosure lawyer is at the top of their priority list.  Getting the right foreclosure lawyer is essential, as the outcome of your case is largely dependent upon their competency.  Let’s go over a few things you should consider before you hire your  … Read more

For homeowners with underwater mortgages, it’s reasonable that anxiety can start to set in.  However, don’t let yourself become too upset!  You should know that there is hope for someone in your situation: loan modification. What are underwater mortgages? The term “underwater mortgages” describe a home that is worth less than the amount owed on  … Read more

This week brought some great news for foreclosure victims.  And, if you have been affected by foreclosure, you know that’s not a sentence you read every day!  The Federal Reserve Board has recently discovered that several major mortgage providers have committed some unsafe and unsound practices related to the foreclosure process. The Details The details  … Read more

Did you know that you can undergo debt negotiation with the IRS?  It seems that many people think Uncle Sam isn’t willing to budge when it comes to taxes.  While you will have to pay your taxes, there are lots of IRS programs available to those who are struggling to do so.  These programs can  … Read more

For many Americans today, a loan with bad terms and a high interest rate can make life quite difficult.  If you are struggling to repay your loan, then you should consider loan modification.  Talking to your lender about loan modification can give you the relief you need in order to pay off your loan in  … Read more

For many people who are facing debt and financial hardships, anything money-related can seem to be rather demoralizing.  However, it doesn’t have to be like that!  There are opportunities available to you that can help you turn your situation around, and put you back in the driver’s seat. Enter Debt Settlement! Debt settlement is a  … Read more