The government hasn’t taken the foreclosure crisis lightly and has even developed several foreclosure aid programs in efforts to help struggling homeowners find mortgage debt relief. Unfortunately, many homeowners continue to struggle and have yet to find the relief they are looking for. Maybe there are too many options, or maybe homeowners simply don’t know  … Read more

Although a loan modification can be a great way to get out of mortgage debt and avoid a foreclosure, they aren’t always the easiest to obtain. Many homeowners have tried applying for a loan modification only to be turned away by their lender. Although some of these rejections were due to unreasonable and stubborn lending  … Read more

Although the government has created several programs to help homeowners secure loan modifications and avoid foreclosure, recent reports show that the programs simply are not performing as well as intended. With so many people continuing to struggle to maintain their mortgage and keep their homes, why aren’t more people being helped? Common Causes Part of  … Read more

For many homeowners, the experience of foreclosure has become all too real in this tough economy.  The housing market and mortgage debt crisis has hit new highs over the last few years, leaving many scrambling to find a solution. Unfortunately, as the number of struggling homeowners increases, so has the number of foreclosure alternatives scams.  … Read more

Nevada is among the hardest hit by the foreclosure crisis, with nearly 60  percent of homeowners underwater on their mortgage. A huge drop in home values and local economic turbulence sent too many Nevadans into mortgage debt. Homeowners and local government alike began combating the issues in attempt to save their housing market from hitting  … Read more

When facing foreclosure there are several options to consider. For those who are unable to secure a loan modification or refinancing agreement, and would prefer to stay out of bankruptcy; a deed in lieu of foreclosure can be a viable option. However, it comes with some additional considerations that all homeowners should review before pursuing  … Read more

After much scrutiny and criticism, Wells Fargo is looking to repair their image. Having been a big player in the recent mortgage and foreclosure fraud issues, Wells Fargo & Co. was one of many big banks ordered to pay millions in restitution payments. Now that the court battle is over, the company is looking to  … Read more

So you owe the IRS money, no big deal right? Wrong. Owing back taxes to the IRS can be serious business that can land you in some steep consequences if the debts go unpaid for too long. However, just because you are dealing with the IRS does  not mean the experience has to be scary.  … Read more

It has been long enough for suffering homeowners to rely on lenders or third parties to help them out of their mortgage debts. The unfortunate truth is that knowing who you can trust is getting difficult and even your lender may not be willing to help you find a foreclosure alternative, at first. The fact  … Read more

As many local government shut down protestor camps for the Occupy movement, many local groups have begun shifting their focus to new battles. Now the foreclosure crisis is at the top of the list of demands for some Occupy groups across the country. Vowing to occupy foreclosures and help homeowners fight eviction, many of these  … Read more